2015 Toyota Prius Car Insurance Calculator

Learn in real-time how changes to different risk factors affect car insurance rates for a 2015 Toyota Prius. Customize homeowner status, credit history, policy coverages, and liability limits to learn how each affects rates. Find out instantly if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2015 Toyota Prius is $1,542 per year, or about $129 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,542

Cost Per Month

$129

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Prius Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Toyota Prius.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,542
Average Rate
Your Rate
$1,542

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Toyota Prius trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Toyota Prius is $1,542.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Toyota Prius vs. the Small Car Segment

The table below compares insurance rates for the 2015 Toyota Prius against all other models in the small car segment. The Toyota Prius is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Prius, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Prius.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Toyota Prius Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,262-$280
2Honda Fit$1,266-$276
3Scion IQ$1,276-$266
4Toyota Yaris$1,298-$244
5Ford Fiesta$1,316-$226
6Hyundai Accent$1,320-$222
7Nissan Versa$1,334-$208
8Kia Rio5$1,340-$202
9Chrysler Fiat 500$1,342-$200
10Chevrolet Spark$1,370-$172
11Volkswagen Golf$1,392-$150
12Nissan Sentra$1,398-$144
13Toyota Corolla$1,440-$102
14Honda Civic$1,446-$96
15Mazda 3$1,454-$88
16Subaru Impreza$1,458-$84
17Honda CR-Z$1,460-$82
18Chevrolet Sonic$1,468-$74
19Kia Rio$1,488-$54
20Ford Focus$1,516-$26
2015 Small Car Average$1,518-$24
21Hyundai Elantra$1,528-$14
22Nissan Leaf$1,534-$8
23Toyota Prius$1,542--
24Volkswagen Beetle$1,586$44
25Chevrolet Volt$1,634$92
26Kia Forte$1,654$112
27Hyundai Veloster$1,666$124
28Volkswagen GTI$1,670$128
29Volkswagen EOS$1,692$150
30Scion FR-S$1,698$156
31Volkswagen E-Golf$1,702$160
32Volkswagen Jetta$1,704$162
33Chevrolet Cruze$1,758$216
34Dodge Dart$1,806$264
35Mitsubishi Lancer$1,886$344
36Scion TC$1,950$408

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Prius Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Toyota Prius.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Toyota Prius Insurance Rates by Trim Level
2015 Toyota Prius Trim Level Annual Premium Cost Per Month
C One Hatchback$1,366$114
C Three Hatchback$1,410$118
C Two Hatchback$1,410$118
One Sedan$1,454$121
C Four Hatchback$1,498$125
Three Sedan$1,498$125
Two Sedan$1,498$125
Persona Sedan$1,544$129
Four Sedan$1,590$133
Plug-in Hatchback$1,590$133
V Two Station Wagon$1,604$134
V Four Station Wagon$1,620$135
V Three Station Wagon$1,620$135
Five Sedan$1,634$136
V Five Station Wagon$1,664$139
Plug-in Advance Hatchback$1,678$140

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Toyota Prius for different driver ages.

2015 Toyota Prius Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,702$475
17$5,453$454
18$4,753$396
19$4,377$365
20$3,318$277
21$3,162$264
22$2,809$234
23$2,350$196
24$2,203$184
25$1,784$149
30$1,628$136
35$1,588$132
40$1,542$129
45$1,452$121
50$1,382$115
55$1,290$108
60$1,294$108
65$1,374$115
70$1,514$126
75$1,816$151
80$2,244$187

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Prius trim levels.