2019 Toyota Prius Car Insurance Calculator

Monitor in real-time how different risk factors impact the insurance cost for a 2019 Toyota Prius. Customize choices like your marital status, location, and homeowner status to see their effect on premiums. Immediately discover how much your choice changes rates and why.

The average estimated car insurance premium for a 2019 Toyota Prius is $1,950 per year, or about $163 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,950

Cost Per Month

$163

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Prius Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Toyota Prius.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,950
Average Rate
Your Rate
$1,950

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Toyota Prius trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Toyota Prius is $1,950.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Toyota Prius vs. the Small Car Segment

The table below compares insurance rates for the 2019 Toyota Prius against all other models in the small car segment. The Toyota Prius is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Prius, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Prius.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Toyota Prius Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,546-$404
2Honda Fit$1,548-$402
3Toyota Corolla$1,552-$398
4Fiat 500$1,560-$390
5Fiat 500L$1,650-$300
6Chevrolet Spark$1,664-$286
7Volkswagen Golf$1,678-$272
8Fiat 124 Spider$1,688-$262
9Hyundai Accent$1,690-$260
10Toyota Yaris$1,694-$256
11Smart Fortwo$1,700-$250
12Subaru Impreza$1,704-$246
13Mazda 3$1,724-$226
14Honda Civic$1,812-$138
15Fiat 500E$1,822-$128
16Nissan Sentra$1,842-$108
17Nissan Versa$1,852-$98
2019 Small Car Average$1,859-$91
18Kia Forte$1,862-$88
19Hyundai Veloster$1,868-$82
20Volkswagen Beetle$1,900-$50
21Kia Rio$1,934-$16
22Toyota Prius$1,950--
23Honda Clarity$1,972$22
24Chevrolet Sonic$1,994$44
25Volkswagen GTI$2,000$50
26Hyundai Ioniq$2,016$66
27Chevrolet Cruze$2,036$86
28Chevrolet Volt$2,056$106
29Hyundai Elantra$2,096$146
30Volkswagen Jetta$2,144$194
31Volkswagen E-Golf$2,154$204
32Toyota 86$2,270$320
33Toyota Mirai$2,378$428

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Prius Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Toyota Prius.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Toyota Prius Insurance Rates by Trim Level
2019 Toyota Prius Trim Level Annual Premium Cost Per Month
C L Hatchback$1,786$149
C LE Hatchback$1,846$154
L EcoHatchback$1,846$154
LE Hatchback$1,906$159
Prime Plus Hatchback$1,962$164
LE AWD Hatchback$1,966$164
XLE Hatchback$1,966$164
Prime Premium Hatchback$2,004$167
XLE AWD Hatchback$2,006$167
Limited Hatchback$2,064$172
Prime Advanced Hatchback$2,124$177

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Toyota Prius for different driver ages.

2019 Toyota Prius Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,100$592
17$6,856$571
18$6,092$508
19$5,559$463
20$4,237$353
21$4,042$337
22$3,605$300
23$2,968$247
24$2,798$233
25$2,268$189
30$2,078$173
35$2,004$167
40$1,950$163
45$1,828$152
50$1,734$145
55$1,622$135
60$1,626$136
65$1,732$144
70$1,884$157
75$2,234$186
80$2,766$231

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Prius trim levels.