2021 Toyota Prius Car Insurance Calculator

Monitor in real-time how decisions you make affect car insurance rates for a 2021 Toyota Prius. Update factors like your location, homeowner status, and credit score to get insights on how rates change. Immediately see if rates go up or down and learn why.

The average estimated car insurance premium for a 2021 Toyota Prius is $2,086 per year, or about $174 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,086

Cost Per Month

$174

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Prius Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Toyota Prius.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,086
Average Rate
Your Rate
$2,086

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Toyota Prius trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Toyota Prius is $2,086.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Toyota Prius vs. the Small Car Segment

The table below compares insurance rates for the 2021 Toyota Prius against all other models in the small car segment. The Toyota Prius is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Prius, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Prius.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Toyota Prius Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Spark$1,630-$456
2Kia Rio5$1,722-$364
3Toyota Corolla$1,736-$350
4Volkswagen Golf$1,788-$298
5Subaru Impreza$1,830-$256
6Nissan Sentra$1,872-$214
7Mazda 3$1,884-$202
8Honda Civic$1,918-$168
9Kia Rio$1,928-$158
10Hyundai Accent$1,944-$142
11Kia Forte$1,974-$112
2021 Small Car Average$2,056-$30
12Toyota Prius$2,086--
13Hyundai Veloster$2,152$66
14Volkswagen Jetta$2,156$70
15Nissan Versa$2,164$78
16Volkswagen GTI$2,168$82
17Nissan Leaf$2,190$104
18Mitsubishi Mirage G4$2,192$106
19Honda Clarity$2,272$186
20Hyundai Elantra$2,298$212
21Hyundai Ioniq$2,340$254
22Toyota 86$2,478$392
23Toyota Mirai$2,574$488

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Prius Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Toyota Prius.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Toyota Prius Insurance Rates by Trim Level
2021 Toyota Prius Trim Level Annual Premium Cost Per Month
L Hatchback$1,892$158
LE Hatchback$1,892$158
LE AWD Hatchback$1,954$163
XLE AWD Hatchback$2,000$167
XLE Hatchback$2,000$167
Limited AWD Hatchback$2,066$172
Prime LE Hatchback$2,260$188
Prime XLE Hatchback$2,306$192
Prime Limited Hatchback$2,434$203

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Toyota Prius for different driver ages.

2021 Toyota Prius Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,457$621
17$7,220$602
18$6,464$539
19$5,888$491
20$4,505$375
21$4,302$359
22$3,848$321
23$3,160$263
24$2,990$249
25$2,428$202
30$2,228$186
35$2,144$179
40$2,086$174
45$1,954$163
50$1,852$154
55$1,730$144
60$1,734$145
65$1,848$154
70$1,994$166
75$2,350$196
80$2,898$242

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Prius trim levels.