2023 Toyota Prius Car Insurance Calculator

Observe in real-time how different risk factors affect car insurance rates for a 2023 Toyota Prius. Experiment with factors like annual miles driven, vehicle usage, driver gender, and your marital status. Find out instantly how much your choice changes rates and why.

The average estimated car insurance premium for a 2023 Toyota Prius is $2,148 per year, or about $179 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,148

Cost Per Month

$179

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Prius Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Toyota Prius.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,148
Average Rate
Your Rate
$2,148

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Toyota Prius trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Toyota Prius is $2,148.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Toyota Prius vs. the Small Car Segment

The table below compares insurance rates for the 2023 Toyota Prius against all other models in the small car segment. The Toyota Prius is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Prius, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Prius.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Toyota Prius Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Impreza$1,886-$262
2Volkswagen Jetta$2,074-$74
3Nissan Sentra$2,108-$40
4Toyota Corolla$2,136-$12
5Volkswagen Golf$2,142-$6
6Toyota Prius$2,148--
7Mazda 3$2,180$32
8Honda Civic$2,214$66
9Kia Forte$2,230$82
10Mitsubishi Mirage G4$2,242$94
2023 Small Car Average$2,265$117
11Nissan Leaf$2,294$146
12Nissan Versa$2,416$268
13Hyundai Elantra$2,482$334
14Toyota GR Corolla$2,588$440
15Toyota Mirai$2,830$682

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Prius Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Toyota Prius.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Toyota Prius Insurance Rates by Trim Level
2023 Toyota Prius Trim Level Annual Premium Cost Per Month
LE$1,998$167
LE AWD$2,046$171
XLE$2,108$176
Prime SE$2,142$179
XLE AWD$2,148$179
Limited$2,196$183
Prime XSE$2,202$184
Limited AWD$2,228$186
Prime XSE Premium$2,272$189

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Toyota Prius for different driver ages.

2023 Toyota Prius Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,597$633
17$7,369$614
18$6,627$552
19$6,029$502
20$4,626$386
21$4,416$368
22$3,958$330
23$3,248$271
24$3,073$256
25$2,492$208
30$2,292$191
35$2,208$184
40$2,148$179
45$2,006$167
50$1,904$159
55$1,776$148
60$1,782$149
65$1,896$158
70$2,040$170
75$2,396$200
80$2,946$246

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Prius trim levels.