2019 Toyota RAV4 Car Insurance Calculator

See in real-time how life choices impact the insurance cost for a 2019 Toyota RAV4. Experiment with factors like credit rating, policy coverages, liability limits, and coverage deductibles. Know immediately if your rates increased or decreased.

The average estimated car insurance premium for a 2019 Toyota RAV4 is $1,838 per year, or about $153 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,838

Cost Per Month

$153

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota RAV4 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Toyota RAV4.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,838
Average Rate
Your Rate
$1,838

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Toyota RAV4 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Toyota RAV4 is $1,838.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Toyota RAV4 vs. the Small SUV Segment

The table below compares insurance rates for the 2019 Toyota RAV4 against all other models in the small SUV segment. The Toyota RAV4 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota RAV4, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota RAV4.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Toyota RAV4 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Ecosport$1,446-$392
2Toyota C-HR$1,448-$390
3Jeep Compass$1,506-$332
4Nissan Kicks$1,508-$330
5Honda CR-V$1,522-$316
6Mazda CX-3$1,532-$306
7Subaru Crosstrek$1,558-$280
8Honda HR-V$1,650-$188
9Hyundai Kona$1,658-$180
10Chevrolet Equinox$1,680-$158
11Chevrolet Trax$1,692-$146
12Subaru Forester$1,702-$136
13Mitsubishi Eclipse Cross$1,710-$128
14Buick Encore$1,726-$112
15Nissan Rogue$1,738-$100
16Mazda CX-5$1,742-$96
2019 Small SUV Average$1,755-$83
17Fiat 500X$1,768-$70
18Buick Envision$1,772-$66
19Jeep Renegade$1,786-$52
20Hyundai Tucson$1,790-$48
21Kia Soul$1,806-$32
22Volkswagen Tiguan$1,820-$18
23Mini Cooper Countryman$1,832-$6
24Toyota RAV4$1,838--
25Mini Cooper$1,846$8
26Kia Sportage$1,852$14
27Ford Escape$1,862$24
28GMC Terrain$1,882$44
29Chevrolet Bolt$1,898$60
30Mini Cooper Clubman$1,906$68
31Mitsubishi Mirage$1,910$72
32Kia Niro$1,922$84
33Mitsubishi Outlander$2,002$164
34Hyundai Nexo$2,350$512

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 RAV4 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Toyota RAV4.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Toyota RAV4 Insurance Rates by Trim Level
2019 Toyota RAV4 Trim Level Annual Premium Cost Per Month
LE 2WD$1,702$142
Hybrid LE AWD$1,754$146
LE 4WD$1,762$147
XLE 2WD$1,762$147
Hybrid XLE AWD$1,804$150
XLE 4WD$1,822$152
XLE Premium 2WD$1,822$152
Adventure 4WD$1,882$157
XLE Premium 4WD$1,882$157
Hybrid Limited AWD$1,920$160
Hybrid XSE AWD$1,930$161
Limited 2WD$1,940$162
Limited 4WD$1,940$162

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Toyota RAV4 for different driver ages.

2019 Toyota RAV4 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,662$555
17$6,415$535
18$5,679$473
19$5,198$433
20$3,963$330
21$3,779$315
22$3,371$281
23$2,794$233
24$2,630$219
25$2,134$178
30$1,954$163
35$1,894$158
40$1,838$153
45$1,724$144
50$1,638$137
55$1,532$128
60$1,534$128
65$1,630$136
70$1,776$148
75$2,110$176
80$2,604$217

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota RAV4 trim levels.