2020 Toyota Sequoia Car Insurance Calculator

Gain insights into how life choices impact the insurance cost for a 2020 Toyota Sequoia. Customize rate factors like Sequoia trim level, driving record, policy coverages, and annual miles driven. Instantly see how much rates change and learn exactly why.

The average estimated car insurance premium for a 2020 Toyota Sequoia is $2,120 per year, or about $177 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,120

Cost Per Month

$177

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Sequoia Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Toyota Sequoia.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,120
Average Rate
Your Rate
$2,120

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Toyota Sequoia trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Toyota Sequoia is $2,120.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Toyota Sequoia vs. the Large SUV Segment

The table below compares insurance rates for the 2020 Toyota Sequoia against all other models in the large SUV segment. The Toyota Sequoia is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Sequoia, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Sequoia.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Toyota Sequoia Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Tahoe$2,102-$18
2Toyota Sequoia$2,120--
2020 Large SUV Average$2,193$73
3Ford Expedition$2,204$84
4Chevrolet Suburban$2,216$96
5Nissan Armada$2,234$114
6GMC Yukon$2,280$160

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Sequoia Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Toyota Sequoia.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Toyota Sequoia Insurance Rates by Trim Level
2020 Toyota Sequoia Trim Level Annual Premium Cost Per Month
SR/5 2WD$2,008$167
SR/5 4WD$2,070$173
SR/5 Premium 2WD$2,070$173
TRD Sport 2WD$2,070$173
LTD 2WD$2,132$178
LTD 4WD$2,132$178
SR/5 Premium 4WD$2,132$178
TRD Pro 4WD$2,132$178
TRD Sport 4WD$2,132$178
TRD Sport Premium 2WD$2,132$178
TRD Sport Premium 4WD$2,152$179
Platinum 2WD$2,194$183
Platinum 4WD$2,214$185

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Toyota Sequoia for different driver ages.

2020 Toyota Sequoia Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,598$633
17$7,379$615
18$6,637$553
19$6,026$502
20$4,615$385
21$4,398$367
22$3,940$328
23$3,213$268
24$3,043$254
25$2,466$206
30$2,266$189
35$2,176$181
40$2,120$177
45$1,982$165
50$1,876$156
55$1,754$146
60$1,760$147
65$1,878$157
70$2,024$169
75$2,382$199
80$2,944$245

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Sequoia trim levels.