2019 Toyota Tacoma Car Insurance Calculator

See in real-time how decisions you make affect the cost of insurance for a 2019 Toyota Tacoma. Adjust factors such as vehicle usage, driver gender, marital status, and the state you live in. Know immediately if the choice you make has an impact on rates and why.

The average estimated car insurance premium for a 2019 Toyota Tacoma is $1,742 per year, or about $145 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,742

Cost Per Month

$145

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Tacoma Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Toyota Tacoma.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,742
Average Rate
Your Rate
$1,742

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Toyota Tacoma trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Toyota Tacoma is $1,742.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Toyota Tacoma vs. the Midsize Truck Segment

The table below compares insurance rates for the 2019 Toyota Tacoma against all other models in the midsize truck segment. The Toyota Tacoma is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Tacoma, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Tacoma.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Toyota Tacoma Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Ranger$1,644-$98
2Toyota Tacoma$1,742--
2019 Midsize Truck Average$1,746$4
3Nissan Frontier$1,758$16
4GMC Canyon$1,764$22
5Honda Ridgeline$1,770$28
6Chevrolet Colorado$1,798$56

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Tacoma Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Toyota Tacoma.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Toyota Tacoma Insurance Rates by Trim Level
2019 Toyota Tacoma Trim Level Annual Premium Cost Per Month
Access Cab SR5 2WD$1,594$133
Access Cab SR 4WD$1,610$134
Access Cab SR5 4WD$1,668$139
Double Cab SR 4WD$1,668$139
Access Cab TRD Off-Road 4WD$1,728$144
Access Cab TRD Sport 4WD$1,728$144
Double Cab SR5 4WD$1,728$144
Double Cab SR5 2WD$1,744$145
Double Cab TRD Off-Road 4WD$1,786$149
Double Cab TRD Sport 4WD$1,786$149
Double Cab TRD Sport 2WD$1,804$150
Double Cab Limited 4WD$1,846$154
Double Cab TRD Pro 4WD$1,846$154
Double Cab Limited 2WD$1,864$155

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Toyota Tacoma for different driver ages.

2019 Toyota Tacoma Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,237$520
17$6,045$504
18$5,423$452
19$4,930$411
20$3,772$314
21$3,594$300
22$3,220$268
23$2,635$220
24$2,490$208
25$2,020$168
30$1,858$155
35$1,790$149
40$1,742$145
45$1,630$136
50$1,544$129
55$1,444$120
60$1,448$121
65$1,544$129
70$1,666$139
75$1,958$163
80$2,418$202

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Tacoma trim levels.