Toyota Venza Car Insurance Calculator

Gain insights into how changing risk factors impact the insurance cost for a Toyota Venza. Tailor settings like homeowner status, credit history, and policy coverages to find out how each affects rates. Know immediately if rates increase or decrease and why.

The average estimated car insurance premium for a 2024 Toyota Venza is $2,136 per year, or about $178 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,136

Cost Per Month

$178

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Venza Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Toyota Venza.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,136
Average Rate
Your Rate
$2,136

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Toyota Venza.

The 'Average Rate' is a combined value for all Toyota Venza trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Toyota Venza is $2,136.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Toyota Venza vs. the Midsize SUV Segment

The table below compares insurance rates for the 2024 Toyota Venza against all other models in the midsize SUV segment. The Toyota Venza is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Venza, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Venza.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Toyota Venza Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,866-$270
2Nissan Murano$1,968-$168
3Subaru Outback$1,994-$142
4Buick Envista$2,004-$132
5Subaru Ascent$2,038-$98
6Volkswagen Atlas$2,078-$58
7Volkswagen Atlas Cross Sport$2,086-$50
8Ford Explorer$2,124-$12
9Toyota Highlander$2,132-$4
10Toyota Venza$2,136--
11Chevrolet Traverse$2,186$50
12Mitsubishi Outlander Sport$2,198$62
13Mitsubishi Outlander PHEV$2,210$74
14Ford Edge$2,214$78
15Kia Sorento$2,222$86
16GMC Acadia$2,262$126
17Buick Enclave$2,266$130
18Honda Pilot$2,280$144
19Mazda CX-9$2,286$150
2024 Midsize SUV Average$2,314$178
20Jeep Grand Cherokee$2,342$206
21Hyundai Santa Fe$2,382$246
22Nissan Pathfinder$2,384$248
23Hyundai Palisade$2,394$258
24Chevrolet Blazer$2,416$280
25Kia Telluride$2,444$308
26Toyota 4Runner$2,510$374
27Mazda CX-90$2,522$386
28Toyota Grand Highlander$2,552$416
29Kia EV9$2,568$432
30Tesla Model Y$2,592$456
31Ford Bronco$2,600$464
32Jeep Wrangler$2,676$540
33Dodge Durango$2,872$736
34Rivian R1S$2,882$746

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Venza Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Toyota Venza.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Toyota Venza Insurance Rates by Trim Level
2024 Toyota Venza Trim Level Annual Premium Cost Per Month
LE$2,042$170
XLE$2,136$178
Nightshade Edition$2,156$180
Limited$2,216$185

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Toyota Venza for different driver ages.

2024 Toyota Venza Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,526$627
17$7,338$612
18$6,663$555
19$6,027$502
20$4,634$386
21$4,421$368
22$3,969$331
23$3,222$269
24$3,059$255
25$2,486$207
30$2,288$191
35$2,192$183
40$2,136$178
45$1,994$166
50$1,884$157
55$1,760$147
60$1,766$147
65$1,886$157
70$2,016$168
75$2,350$196
80$2,900$242

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Venza trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Toyota Venza.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Toyota Venza Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Toyota Venza$2,136$178
2023 Toyota Venza$2,076$173
2022 Toyota Venza$1,998$167
2021 Toyota Venza$2,194$183
2015 Toyota Venza$1,632$136
2014 Toyota Venza$1,304$109
2013 Toyota Venza$1,478$123

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Toyota Venza trim levels for each model year.