2014 Toyota Venza Car Insurance Calculator

See in real-time how seemingly small changes impact the cost of car insurance for a 2014 Toyota Venza. Adjust rate factors like vehicle trim level, driving violations, and policy coverages to see how insurance cost is affected. Instantly discover how and why rates change based on your selections.

The average estimated car insurance premium for a 2014 Toyota Venza is $1,304 per year, or about $109 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,304

Cost Per Month

$109

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Venza Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Toyota Venza.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,304
Average Rate
Your Rate
$1,304

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Toyota Venza trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Toyota Venza is $1,304.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Toyota Venza vs. the Midsize SUV Segment

The table below compares insurance rates for the 2014 Toyota Venza against all other models in the midsize SUV segment. The Toyota Venza is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Venza, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Venza.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Toyota Venza Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Outback$1,250-$54
2Ford Edge$1,278-$26
3Toyota Venza$1,304--
4Toyota FJ Cruiser$1,354$50
5Nissan Xterra$1,360$56
6Ford Flex$1,426$122
7Ford Explorer$1,430$126
8Kia Sorento$1,452$148
9Dodge Journey$1,460$156
10Jeep Cherokee$1,468$164
11Honda Pilot$1,476$172
12Nissan Murano$1,486$182
13Dodge Durango$1,496$192
2014 Midsize SUV Average$1,498$194
14Chevrolet Traverse$1,502$198
15Toyota 4Runner$1,504$200
16GMC Acadia$1,516$212
17Hyundai Santa Fe$1,546$242
18Jeep Wrangler$1,558$254
19Toyota Highlander$1,568$264
20Mazda CX-9$1,572$268
21Jeep Grand Cherokee$1,668$364
22Volkswagen Touareg$1,742$438
23Nissan Pathfinder$1,750$446
24Buick Enclave$1,784$480

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Venza Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Toyota Venza.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Toyota Venza Insurance Rates by Trim Level
2014 Toyota Venza Trim Level Annual Premium Cost Per Month
LE 2WD$1,200$100
LE AWD$1,244$104
XLE 2WD$1,286$107
XLE AWD$1,342$112
Limited 2WD$1,382$115
Limited AWD$1,382$115

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Toyota Venza for different driver ages.

2014 Toyota Venza Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$4,657$388
17$4,484$374
18$3,972$331
19$3,638$303
20$2,778$232
21$2,652$221
22$2,366$197
23$1,969$164
24$1,852$154
25$1,508$126
30$1,386$116
35$1,344$112
40$1,304$109
45$1,226$102
50$1,164$97
55$1,088$91
60$1,090$91
65$1,156$96
70$1,256$105
75$1,482$124
80$1,822$152

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Venza trim levels.