Toyota Yaris Car Insurance Calculator

Learn visually how changes to different risk factors affect car insurance rates for a Toyota Yaris. Make changes to factors like annual miles driven, vehicle usage, and gender of the driver to see how your rate changes. Know immediately if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2020 Toyota Yaris is $1,752 per year, or about $146 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,752

Cost Per Month

$146

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Yaris Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Toyota Yaris.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,752
Average Rate
Your Rate
$1,752

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Toyota Yaris.

The 'Average Rate' is a combined value for all Toyota Yaris trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Toyota Yaris is $1,752.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Toyota Yaris vs. the Small Car Segment

The table below compares insurance rates for the 2020 Toyota Yaris against all other models in the small car segment. The Toyota Yaris is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Yaris, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Yaris.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Toyota Yaris Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Spark$1,586-$166
2Honda Fit$1,648-$104
3Fiat 500L$1,666-$86
4Toyota Corolla$1,690-$62
5Volkswagen Golf$1,732-$20
6Toyota Yaris$1,752--
7Subaru Impreza$1,778$26
8Fiat 124 Spider$1,806$54
9Nissan Sentra$1,820$68
10Mazda 3$1,834$82
11Honda Civic$1,874$122
12Kia Rio$1,880$128
13Hyundai Accent$1,898$146
14Kia Forte$1,916$164
2020 Small Car Average$1,973$221
15Toyota Prius$2,024$272
16Hyundai Veloster$2,080$328
17Volkswagen GTI$2,088$336
18Volkswagen Jetta$2,100$348
19Nissan Versa$2,110$358
20Nissan Leaf$2,128$376
21Mitsubishi Mirage G4$2,130$378
22Chevrolet Sonic$2,168$416
23Honda Clarity$2,206$454
24Hyundai Elantra$2,230$478
25Hyundai Ioniq$2,274$522
26Toyota 86$2,406$654
27Toyota Mirai$2,460$708

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Yaris Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Toyota Yaris.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Toyota Yaris Insurance Rates by Trim Level
2020 Toyota Yaris Trim Level Annual Premium Cost Per Month
LE Hatchback$1,672$139
XLE Sedan$1,734$145
XLE Hatchback$1,778$148
L Sedan$1,794$150
LE Sedan$1,794$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Toyota Yaris for different driver ages.

2020 Toyota Yaris Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,466$539
17$6,186$516
18$5,404$450
19$4,975$415
20$3,774$315
21$3,596$300
22$3,200$267
23$2,676$223
24$2,508$209
25$2,030$169
30$1,856$155
35$1,810$151
40$1,752$146
45$1,650$138
50$1,574$131
55$1,466$122
60$1,470$123
65$1,562$130
70$1,716$143
75$2,056$171
80$2,538$212

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Yaris trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Toyota Yaris.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Toyota Yaris Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2020 Toyota Yaris$1,752$146
2019 Toyota Yaris$1,694$141
2018 Toyota Yaris$1,614$135
2017 Toyota Yaris$1,552$129
2016 Toyota Yaris$1,394$116
2015 Toyota Yaris$1,298$108
2014 Toyota Yaris$1,302$109
2013 Toyota Yaris$1,322$110

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Toyota Yaris trim levels for each model year.