2016 Toyota Yaris Car Insurance Calculator

Discover and learn how choices you make affect the cost of insurance for a 2016 Toyota Yaris. Change your location, homeowner status, credit score, and policy coverages plus many other factors. Get instant feedback how changes you make impact the rate.

The average estimated car insurance premium for a 2016 Toyota Yaris is $1,394 per year, or about $116 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,394

Cost Per Month

$116

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Yaris Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Toyota Yaris.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,394
Average Rate
Your Rate
$1,394

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Toyota Yaris trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Toyota Yaris is $1,394.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Toyota Yaris vs. the Small Car Segment

The table below compares insurance rates for the 2016 Toyota Yaris against all other models in the small car segment. The Toyota Yaris is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Yaris, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Yaris.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Toyota Yaris Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,254-$140
2Chrysler Fiat 500$1,360-$34
3Honda Fit$1,386-$8
4Toyota Yaris$1,394--
5Nissan Versa$1,396$2
6Ford Fiesta$1,408$14
7Subaru Impreza$1,472$78
8Scion IM$1,488$94
9Chevrolet Spark$1,500$106
10Hyundai Accent$1,504$110
11Volkswagen Golf$1,518$124
12Mazda 3$1,538$144
13Scion IA$1,540$146
14Honda CR-Z$1,576$182
15Honda Civic$1,586$192
16Nissan Sentra$1,590$196
17Kia Rio$1,612$218
18Toyota Corolla$1,628$234
2016 Small Car Average$1,636$242
19Nissan Leaf$1,642$248
20Toyota Prius$1,644$250
21Hyundai Veloster$1,650$256
22Chevrolet Sonic$1,668$274
23Volkswagen Beetle$1,694$300
24Volkswagen GTI$1,706$312
25Chevrolet Volt$1,708$314
26Chevrolet Cruze$1,712$318
27Volkswagen EOS$1,716$322
28Kia Forte$1,724$330
29Ford Focus$1,744$350
30Hyundai Elantra$1,760$366
31Scion FR-S$1,778$384
32Mitsubishi Lancer$1,838$444
33Volkswagen E-Golf$1,852$458
34Volkswagen Jetta$1,924$530
35Dodge Dart$1,968$574
36Scion TC$2,022$628
37Toyota Mirai$2,036$642

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Yaris Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Toyota Yaris.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Toyota Yaris Insurance Rates by Trim Level
2016 Toyota Yaris Trim Level Annual Premium Cost Per Month
L Hatchback$1,358$113
SE Hatchback$1,400$117
LE Hatchback$1,424$119

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Toyota Yaris for different driver ages.

2016 Toyota Yaris Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,173$431
17$4,922$410
18$4,243$354
19$3,930$328
20$2,972$248
21$2,834$236
22$2,513$209
23$2,125$177
24$1,983$165
25$1,610$134
30$1,466$122
35$1,436$120
40$1,394$116
45$1,316$110
50$1,256$105
55$1,170$98
60$1,172$98
65$1,244$104
70$1,376$115
75$1,660$138
80$2,046$171

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Yaris trim levels.