2018 Toyota Yaris Car Insurance Calculator

View in real-time how changes to driver risk factors and vehicle options impact car insurance rates for a 2018 Toyota Yaris. Play around with factors like your location, homeowner status, credit score, and policy coverages. Get instant feedback if the selections you make raise or lower your rate.

The average estimated car insurance premium for a 2018 Toyota Yaris is $1,614 per year, or about $135 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,614

Cost Per Month

$135

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Yaris Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Toyota Yaris.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,614
Average Rate
Your Rate
$1,614

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Toyota Yaris trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Toyota Yaris is $1,614.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Toyota Yaris vs. the Small Car Segment

The table below compares insurance rates for the 2018 Toyota Yaris against all other models in the small car segment. The Toyota Yaris is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Yaris, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Yaris.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Toyota Yaris Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chrysler Fiat 500$1,452-$162
2Ford Fiesta$1,496-$118
3Fiat 124 Spider$1,552-$62
4Smart Fortwo$1,570-$44
5Mazda 3$1,580-$34
6Volkswagen Golf$1,600-$14
7Subaru Impreza$1,610-$4
8Toyota Yaris$1,614--
9Chevrolet Spark$1,618$4
10Honda Fit$1,622$8
11Hyundai Accent$1,630$16
12Nissan Sentra$1,760$146
13Nissan Versa$1,768$154
14Honda Civic$1,790$176
2018 Small Car Average$1,814$200
15Toyota Prius$1,850$236
16Volkswagen Beetle$1,868$254
17Toyota Corolla$1,874$260
18Hyundai Ioniq$1,880$266
19Nissan Leaf$1,886$272
20Chevrolet Sonic$1,894$280
21Volkswagen GTI$1,930$316
22Chevrolet Cruze$1,940$326
23Chevrolet Volt$1,972$358
24Volkswagen E-Golf$1,988$374
25Honda Clarity$1,998$384
26Kia Rio$2,014$400
27Ford Focus$2,046$432
28Hyundai Elantra$2,064$450
29Kia Forte$2,072$458
30Volkswagen Jetta$2,078$464
31Toyota 86$2,214$600

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Yaris Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Toyota Yaris.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Toyota Yaris Insurance Rates by Trim Level
2018 Toyota Yaris Trim Level Annual Premium Cost Per Month
IA Sedan$1,550$129
L Hatchback$1,588$132
LE Hatchback$1,644$137
SE Hatchback$1,684$140

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Toyota Yaris for different driver ages.

2018 Toyota Yaris Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,020$502
17$5,735$478
18$4,958$413
19$4,581$382
20$3,467$289
21$3,305$275
22$2,928$244
23$2,470$206
24$2,308$192
25$1,868$156
30$1,704$142
35$1,668$139
40$1,614$135
45$1,524$127
50$1,456$121
55$1,356$113
60$1,358$113
65$1,444$120
70$1,596$133
75$1,924$160
80$2,378$198

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Yaris trim levels.