2021 Volkswagen Arteon Car Insurance Calculator

Discover and learn how different driver and vehicle factors impact the insurance cost for a 2021 Volkswagen Arteon. Adjust factors such as vehicle usage, driver gender, marital status, and the state you live in. Know immediately whether your choice increases or decreases the cost of insurance.

The average estimated car insurance premium for a 2021 Volkswagen Arteon is $2,310 per year, or about $193 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,310

Cost Per Month

$193

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen Arteon Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Volkswagen Arteon.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,310
Average Rate
Your Rate
$2,310

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Volkswagen Arteon trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Volkswagen Arteon is $2,310.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Volkswagen Arteon vs. the Midsize Car Segment

The table below compares insurance rates for the 2021 Volkswagen Arteon against all other models in the midsize car segment. The Volkswagen Arteon is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen Arteon, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen Arteon.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Volkswagen Arteon Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Insight$1,934-$376
2Mazda 6$1,970-$340
3Chevrolet Malibu$1,996-$314
4Toyota Camry$2,114-$196
5Subaru Legacy$2,124-$186
6Volkswagen Passat$2,132-$178
7Honda Accord$2,134-$176
8Nissan Altima$2,146-$164
2021 Midsize Car Average$2,171-$139
9Kia K5$2,178-$132
10Volkswagen Arteon$2,310--
11Tesla Model 3$2,360$50
12Hyundai Sonata$2,400$90
13Kia Stinger$2,428$118

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Arteon Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Volkswagen Arteon.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Volkswagen Arteon Insurance Rates by Trim Level
2021 Volkswagen Arteon Trim Level Annual Premium Cost Per Month
SE Sedan$2,214$185
4Motion SE R-Line Sedan$2,278$190
4Motion SE Sedan$2,278$190
SE R-Line Sedan$2,278$190
SEL Sedan$2,278$190
4Motion SEL Premium Sedan$2,344$195
4Motion SEL R-Line Sedan$2,344$195
4Motion SEL Sedan$2,344$195
SEL R-Line Sedan$2,344$195
4Motion SEL Premium R-Line Sedan$2,406$201

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Volkswagen Arteon for different driver ages.

2021 Volkswagen Arteon Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,294$691
17$8,032$669
18$7,191$599
19$6,546$546
20$5,007$417
21$4,776$398
22$4,271$356
23$3,505$292
24$3,311$276
25$2,686$224
30$2,462$205
35$2,374$198
40$2,310$193
45$2,160$180
50$2,046$171
55$1,912$159
60$1,918$160
65$2,046$171
70$2,212$184
75$2,610$218
80$3,220$268

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen Arteon trim levels.