Volkswagen Atlas Car Insurance Calculator

Explore and understand how changes to driver risk factors and vehicle options affect car insurance rates for a Volkswagen Atlas. Make changes to factors like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly if the option you change raises or lowers your rate.

The average estimated car insurance premium for a 2024 Volkswagen Atlas is $2,078 per year, or about $173 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,078

Cost Per Month

$173

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen Atlas Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Volkswagen Atlas.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,078
Average Rate
Your Rate
$2,078

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Volkswagen Atlas.

The 'Average Rate' is a combined value for all Volkswagen Atlas trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Volkswagen Atlas is $2,078.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Volkswagen Atlas vs. the Midsize SUV Segment

The table below compares insurance rates for the 2024 Volkswagen Atlas against all other models in the midsize SUV segment. The Volkswagen Atlas is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen Atlas, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen Atlas.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Volkswagen Atlas Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,866-$212
2Nissan Murano$1,968-$110
3Subaru Outback$1,994-$84
4Buick Envista$2,004-$74
5Subaru Ascent$2,038-$40
6Volkswagen Atlas$2,078--
7Volkswagen Atlas Cross Sport$2,086$8
8Ford Explorer$2,124$46
9Toyota Highlander$2,132$54
10Toyota Venza$2,136$58
11Chevrolet Traverse$2,186$108
12Mitsubishi Outlander Sport$2,198$120
13Mitsubishi Outlander PHEV$2,210$132
14Ford Edge$2,214$136
15Kia Sorento$2,222$144
16GMC Acadia$2,262$184
17Buick Enclave$2,266$188
18Honda Pilot$2,280$202
19Mazda CX-9$2,286$208
2024 Midsize SUV Average$2,314$236
20Jeep Grand Cherokee$2,342$264
21Hyundai Santa Fe$2,382$304
22Nissan Pathfinder$2,384$306
23Hyundai Palisade$2,394$316
24Chevrolet Blazer$2,416$338
25Kia Telluride$2,444$366
26Toyota 4Runner$2,510$432
27Mazda CX-90$2,522$444
28Toyota Grand Highlander$2,552$474
29Kia EV9$2,568$490
30Tesla Model Y$2,592$514
31Ford Bronco$2,600$522
32Jeep Wrangler$2,676$598
33Dodge Durango$2,872$794
34Rivian R1S$2,882$804

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Atlas Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Volkswagen Atlas.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Volkswagen Atlas Insurance Rates by Trim Level
2024 Volkswagen Atlas Trim Level Annual Premium Cost Per Month
SE 2WD$1,950$163
SE 4Motion$1,994$166
SE Technology 2WD$2,050$171
SE Technology 4Motion$2,086$174
SEL 4Motion$2,162$180
SEL Premium R-Line 4Motion$2,218$185

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Volkswagen Atlas for different driver ages.

2024 Volkswagen Atlas Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,202$600
17$7,014$585
18$6,358$530
19$5,770$481
20$4,446$371
21$4,246$354
22$3,816$318
23$3,122$260
24$2,958$247
25$2,412$201
30$2,222$185
35$2,132$178
40$2,078$173
45$1,938$162
50$1,834$153
55$1,712$143
60$1,716$143
65$1,826$152
70$1,952$163
75$2,270$189
80$2,782$232

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen Atlas trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Volkswagen Atlas.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Volkswagen Atlas Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Volkswagen Atlas$2,078$173
2023 Volkswagen Atlas$1,946$162
2022 Volkswagen Atlas$2,066$172
2021 Volkswagen Atlas$1,846$154
2020 Volkswagen Atlas$1,790$149
2019 Volkswagen Atlas$1,734$145
2018 Volkswagen Atlas$1,572$131

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Volkswagen Atlas trim levels for each model year.