2023 Volkswagen Atlas Cross Sport Car Insurance Calculator

Learn how seemingly small changes impact the insurance cost for a 2023 Volkswagen Atlas Cross Sport. Customize rate factors like Atlas Cross Sport trim level, driving record, policy coverages, and annual miles driven. Instantly see how much your choice changes rates and why.

The average estimated car insurance premium for a 2023 Volkswagen Atlas Cross Sport is $2,036 per year, or about $170 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,036

Cost Per Month

$170

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen Atlas Cross Sport Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Volkswagen Atlas Cross Sport.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,036
Average Rate
Your Rate
$2,036

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Volkswagen Atlas Cross Sport trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Volkswagen Atlas Cross Sport is $2,036.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Volkswagen Atlas Cross Sport Segment Comparison

The table below compares insurance rates for the 2023 Volkswagen Atlas Cross Sport against all other models in the midsize SUV segment. The Volkswagen Atlas Cross Sport is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen Atlas Cross Sport, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen Atlas Cross Sport.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Volkswagen Atlas Cross Sport Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,774-$262
2Subaru Ascent$1,854-$182
3Ford Edge$1,932-$104
4Volkswagen Atlas$1,946-$90
5Ford Explorer$1,950-$86
6Nissan Murano$1,958-$78
7Subaru Outback$1,964-$72
8Volkswagen Atlas Cross Sport$2,036--
9Toyota Venza$2,076$40
10Kia Sorento$2,092$56
11Hyundai Palisade$2,118$82
12Toyota 4Runner$2,134$98
13GMC Acadia$2,168$132
14Chevrolet Traverse$2,174$138
15Honda Pilot$2,192$156
16Buick Enclave$2,196$160
17Nissan Pathfinder$2,210$174
18Mazda CX-9$2,220$184
2023 Midsize SUV Average$2,227$191
19Mitsubishi Outlander Sport$2,252$216
20Kia Telluride$2,266$230
21Toyota Highlander$2,284$248
22Chevrolet Blazer$2,306$270
23Hyundai Santa Fe$2,336$300
24Jeep Grand Cherokee$2,420$384
25Jeep Cherokee$2,464$428
26Jeep Wrangler$2,514$478
27Ford Bronco$2,536$500
28Tesla Model Y$2,548$512
29Mitsubishi Outlander PHEV$2,606$570
30Dodge Durango$2,708$672
31Rivian R1S$2,790$754

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Atlas Cross Sport Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Volkswagen Atlas Cross Sport.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Volkswagen Atlas Cross Sport Insurance Rates by Trim Level
2023 Volkswagen Atlas Cross Sport Trim Level Annual Premium Cost Per Month
SE 2WD$1,890$158
SE 4Motion$1,930$161
SE Technology 2WD$1,976$165
SE Technology V6 2WD$2,008$167
SE Technology 4Motion$2,008$167
SE Technology V6 4Motion$2,040$170
SEL 4Motion$2,066$172
SEL V6 4Motion$2,094$175
SEL R-Line Black 4Motion$2,094$175
SEL R-Line Black V6 4Motion$2,118$177
SEL Premium R-Line V6 4Motion$2,158$180

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Volkswagen Atlas Cross Sport for different driver ages.

2023 Volkswagen Atlas Cross Sport Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,303$609
17$7,075$590
18$6,342$529
19$5,769$481
20$4,414$368
21$4,208$351
22$3,766$314
23$3,084$257
24$2,919$243
25$2,362$197
30$2,168$181
35$2,090$174
40$2,036$170
45$1,902$159
50$1,804$150
55$1,684$140
60$1,692$141
65$1,804$150
70$1,946$162
75$2,294$191
80$2,834$236

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen Atlas Cross Sport trim levels.