2018 Volkswagen Atlas Car Insurance Calculator

View in real-time how decisions you make impact the cost of car insurance for a 2018 Volkswagen Atlas. Play around with factors like policy coverages, liability limits, deductibles, and driver's age. Instantly see if the changes you make have a positive or negative affect on rates.

The average estimated car insurance premium for a 2018 Volkswagen Atlas is $1,572 per year, or about $131 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,572

Cost Per Month

$131

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen Atlas Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Volkswagen Atlas.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,572
Average Rate
Your Rate
$1,572

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Volkswagen Atlas trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Volkswagen Atlas is $1,572.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Volkswagen Atlas vs. the Midsize SUV Segment

The table below compares insurance rates for the 2018 Volkswagen Atlas against all other models in the midsize SUV segment. The Volkswagen Atlas is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen Atlas, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen Atlas.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Volkswagen Atlas Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volkswagen Atlas$1,572--
2Subaru Outback$1,660$88
3Ford Edge$1,670$98
4Chevrolet Traverse$1,694$122
5Toyota 4Runner$1,704$132
6Honda Pilot$1,732$160
7Nissan Murano$1,752$180
8Ford Explorer$1,786$214
9Mazda CX-9$1,792$220
10Ford Flex$1,834$262
2018 Midsize SUV Average$1,837$265
11Kia Sorento$1,862$290
12Dodge Journey$1,868$296
13GMC Acadia$1,876$304
14Toyota Highlander$1,924$352
15Dodge Durango$1,936$364
16Jeep Cherokee$1,946$374
17Jeep Grand Cherokee$1,950$378
18Buick Enclave$1,964$392
19Nissan Pathfinder$1,980$408
20Jeep Wrangler$2,016$444
21Hyundai Santa Fe$2,050$478

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Atlas Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Volkswagen Atlas.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Volkswagen Atlas Insurance Rates by Trim Level
2018 Volkswagen Atlas Trim Level Annual Premium Cost Per Month
2 2WD$1,478$123
3.6 2WD$1,478$123
2.0 SE 2WD$1,536$128
2.0 SE Tech 2WD$1,536$128
3.6 4Motion 4WD$1,536$128
3.6 Launch 2WD$1,536$128
3.6 Launch 4Motion 4WD$1,536$128
3.6 SE 2WD$1,536$128
3.6 SE Tech 2WD$1,590$133
3.6 SE Tech 4WD$1,590$133
2.0 SEL 2WD$1,618$135
3.6 SE 4Motion 4WD$1,618$135
3.6 SEL 2WD$1,646$137
3.6 SEL 4Motion 4WD$1,646$137
3.6 SEL 4Motion Premium 4WD$1,702$142

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Volkswagen Atlas for different driver ages.

2018 Volkswagen Atlas Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,636$470
17$5,456$455
18$4,883$407
19$4,444$370
20$3,396$283
21$3,242$270
22$2,898$242
23$2,377$198
24$2,245$187
25$1,826$152
30$1,676$140
35$1,616$135
40$1,572$131
45$1,472$123
50$1,394$116
55$1,306$109
60$1,308$109
65$1,396$116
70$1,506$126
75$1,770$148
80$2,188$182

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen Atlas trim levels.