2019 Volkswagen Atlas Car Insurance Calculator

Learn how choices you make affect car insurance rates for a 2019 Volkswagen Atlas. Customize factors such as driver's age, policy discounts, and vehicle trim level to see how rates are affected. Know immediately if the choice you make has an impact on rates and why.

The average estimated car insurance premium for a 2019 Volkswagen Atlas is $1,734 per year, or about $145 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,734

Cost Per Month

$145

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen Atlas Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Volkswagen Atlas.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,734
Average Rate
Your Rate
$1,734

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Volkswagen Atlas trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Volkswagen Atlas is $1,734.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Volkswagen Atlas vs. the Midsize SUV Segment

The table below compares insurance rates for the 2019 Volkswagen Atlas against all other models in the midsize SUV segment. The Volkswagen Atlas is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen Atlas, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen Atlas.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Volkswagen Atlas Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volkswagen Atlas$1,734--
2Subaru Outback$1,770$36
3Ford Edge$1,780$46
4Chevrolet Traverse$1,782$48
5Toyota 4Runner$1,794$60
6Honda Pilot$1,826$92
7Subaru Ascent$1,846$112
8Nissan Murano$1,856$122
9Mazda CX-9$1,880$146
10Ford Explorer$1,884$150
11Ford Flex$1,890$156
12Honda Passport$1,912$178
2019 Midsize SUV Average$1,927$193
13Chevrolet Blazer$1,930$196
14Kia Sorento$1,940$206
15Dodge Journey$1,942$208
16GMC Acadia$1,968$234
17Toyota Highlander$2,012$278
18Hyundai Santa Fe$2,016$282
19Dodge Durango$2,028$294
20Buick Enclave$2,040$306
21Nissan Pathfinder$2,064$330
22Jeep Grand Cherokee$2,076$342
23Jeep Cherokee$2,096$362
24Jeep Wrangler$2,188$454

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Atlas Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Volkswagen Atlas.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Volkswagen Atlas Insurance Rates by Trim Level
2019 Volkswagen Atlas Trim Level Annual Premium Cost Per Month
3.6 SE 2WD$1,610$134
3.6 SE 4Motion 4WD$1,668$139
3.6 SE 4Motion Tech Package 4WD$1,668$139
3.6 SE Tech Package 2WD$1,668$139
3.6 SE Tech/R-Line 2WD$1,668$139
3.6 SE 4Motion Tech/R-Line 4WD$1,728$144
3.6 SEL 2WD$1,728$144
3.6 SEL 4Motion 4WD$1,728$144
3.6 SEL R-Line 2WD$1,728$144
3.6 SEL 4Motion Premium Package 4WD$1,786$149
3.6 SEL 4Motion R-Line 4WD$1,786$149
2.0 S Tech Package 2WD$1,870$156
3.6 S 4Motion 4WD$1,930$161

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Volkswagen Atlas for different driver ages.

2019 Volkswagen Atlas Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,235$520
17$6,041$503
18$5,416$451
19$4,921$410
20$3,763$314
21$3,586$299
22$3,211$268
23$2,624$219
24$2,484$207
25$2,012$168
30$1,850$154
35$1,780$148
40$1,734$145
45$1,622$135
50$1,538$128
55$1,438$120
60$1,442$120
65$1,540$128
70$1,660$138
75$1,954$163
80$2,418$202

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen Atlas trim levels.