2022 Volkswagen Atlas Car Insurance Calculator

Discover and learn how changing risk factors influence insurance rates for a 2022 Volkswagen Atlas. Modify choices like coverage amounts, annual mileage, vehicle usage, and driver gender. Get instant feedback if the changes you make raise or lower the cost of insurance.

The average estimated car insurance premium for a 2022 Volkswagen Atlas is $2,066 per year, or about $172 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,066

Cost Per Month

$172

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen Atlas Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Volkswagen Atlas.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,066
Average Rate
Your Rate
$2,066

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Volkswagen Atlas trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Volkswagen Atlas is $2,066.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Volkswagen Atlas vs. the Midsize SUV Segment

The table below compares insurance rates for the 2022 Volkswagen Atlas against all other models in the midsize SUV segment. The Volkswagen Atlas is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen Atlas, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen Atlas.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Volkswagen Atlas Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,716-$350
2Subaru Ascent$1,836-$230
3Ford Edge$1,926-$140
4Subaru Outback$1,962-$104
5Nissan Murano$1,984-$82
6Toyota Venza$1,998-$68
7Ford Explorer$2,010-$56
8Kia Sorento$2,024-$42
9Hyundai Palisade$2,052-$14
10Volkswagen Atlas$2,066--
11Toyota 4Runner$2,084$18
12Mazda CX-9$2,132$66
13Volkswagen Atlas Cross Sport$2,140$74
14GMC Acadia$2,148$82
15Toyota Highlander$2,150$84
16Nissan Pathfinder$2,160$94
17Honda Pilot$2,168$102
18Mitsubishi Outlander Sport$2,176$110
2022 Midsize SUV Average$2,179$113
19Buick Enclave$2,190$124
20Chevrolet Traverse$2,202$136
21Hyundai Santa Fe$2,230$164
22Kia Telluride$2,238$172
23Chevrolet Blazer$2,258$192
24Ford Bronco$2,304$238
25Jeep Grand Cherokee$2,356$290
26Jeep Cherokee$2,414$348
27Jeep Wrangler$2,448$382
28Mitsubishi Outlander PHEV$2,480$414
29Dodge Durango$2,504$438
30Tesla Model Y$2,532$466
31Rivian R1S$2,666$600

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Atlas Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Volkswagen Atlas.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Volkswagen Atlas Insurance Rates by Trim Level
2022 Volkswagen Atlas Trim Level Annual Premium Cost Per Month
SE 2WD$1,904$159
SE 4Motion$1,956$163
SE Technology 2WD$2,008$167
SE Technology V6 2WD$2,042$170
SE Technology 4Motion$2,046$171
SE Technology V6 4Motion$2,078$173
SEL 4Motion$2,112$176
SEL V6 4Motion$2,138$178
SEL R-Line 4Motion$2,158$180
SEL Premium R-Line V6 4Motion$2,216$185

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Volkswagen Atlas for different driver ages.

2022 Volkswagen Atlas Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,243$604
17$7,057$588
18$6,404$534
19$5,798$483
20$4,459$372
21$4,255$355
22$3,822$319
23$3,111$259
24$2,951$246
25$2,402$200
30$2,210$184
35$2,120$177
40$2,066$172
45$1,928$161
50$1,822$152
55$1,702$142
60$1,708$142
65$1,822$152
70$1,948$162
75$2,270$189
80$2,796$233

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen Atlas trim levels.