2023 Volkswagen Atlas Car Insurance Calculator

Discover how different risk factors impact the cost of car insurance for a 2023 Volkswagen Atlas. Customize factors such as policy coverages, liability limits, and deductibles to see how rates are affected. Instantly discover if the option you change results in higher or lower rates and learn why.

The average estimated car insurance premium for a 2023 Volkswagen Atlas is $1,946 per year, or about $162 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,946

Cost Per Month

$162

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen Atlas Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Volkswagen Atlas.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,946
Average Rate
Your Rate
$1,946

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Volkswagen Atlas trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Volkswagen Atlas is $1,946.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Volkswagen Atlas vs. the Midsize SUV Segment

The table below compares insurance rates for the 2023 Volkswagen Atlas against all other models in the midsize SUV segment. The Volkswagen Atlas is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen Atlas, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen Atlas.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Volkswagen Atlas Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,774-$172
2Subaru Ascent$1,854-$92
3Ford Edge$1,932-$14
4Volkswagen Atlas$1,946--
5Ford Explorer$1,950$4
6Nissan Murano$1,958$12
7Subaru Outback$1,964$18
8Volkswagen Atlas Cross Sport$2,036$90
9Toyota Venza$2,076$130
10Kia Sorento$2,092$146
11Hyundai Palisade$2,118$172
12Toyota 4Runner$2,134$188
13GMC Acadia$2,168$222
14Chevrolet Traverse$2,174$228
15Honda Pilot$2,192$246
16Buick Enclave$2,196$250
17Nissan Pathfinder$2,210$264
18Mazda CX-9$2,220$274
2023 Midsize SUV Average$2,227$281
19Mitsubishi Outlander Sport$2,252$306
20Kia Telluride$2,266$320
21Toyota Highlander$2,284$338
22Chevrolet Blazer$2,306$360
23Hyundai Santa Fe$2,336$390
24Jeep Grand Cherokee$2,420$474
25Jeep Cherokee$2,464$518
26Jeep Wrangler$2,514$568
27Ford Bronco$2,536$590
28Tesla Model Y$2,548$602
29Mitsubishi Outlander PHEV$2,606$660
30Dodge Durango$2,708$762
31Rivian R1S$2,790$844

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Atlas Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Volkswagen Atlas.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Volkswagen Atlas Insurance Rates by Trim Level
2023 Volkswagen Atlas Trim Level Annual Premium Cost Per Month
SE 2WD$1,810$151
SE 4Motion$1,850$154
SE Technology 2WD$1,894$158
SE Technology 4Motion$1,926$161
SE Technology V6 2WD$1,928$161
SE Technology V6 4Motion$1,956$163
SEL 4Motion$1,984$165
SEL V6 4Motion$2,008$167
SEL R-Line Black 4Motion$2,034$170
SEL Premium R-Line V6 4Motion$2,078$173

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Volkswagen Atlas for different driver ages.

2023 Volkswagen Atlas Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,828$569
17$6,642$554
18$6,002$500
19$5,449$454
20$4,186$349
21$3,998$333
22$3,587$299
23$2,930$244
24$2,778$232
25$2,260$188
30$2,082$174
35$1,998$167
40$1,946$162
45$1,818$152
50$1,720$143
55$1,606$134
60$1,610$134
65$1,716$143
70$1,842$154
75$2,146$179
80$2,640$220

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen Atlas trim levels.