2013 Volkswagen Beetle Car Insurance Calculator

Discover how decisions you make impact the insurance cost for a 2013 Volkswagen Beetle. Set options like policy discounts, trim level, and driving violations and watch the impact each has on cost. See instantly how much rates change and learn why.

The average estimated car insurance premium for a 2013 Volkswagen Beetle is $1,380 per year, or about $115 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,380

Cost Per Month

$115

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen Beetle Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Volkswagen Beetle.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,380
Average Rate
Your Rate
$1,380

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Volkswagen Beetle trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Volkswagen Beetle is $1,380.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Volkswagen Beetle vs. the Small Car Segment

The table below compares insurance rates for the 2013 Volkswagen Beetle against all other models in the small car segment. The Volkswagen Beetle is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen Beetle, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen Beetle.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Volkswagen Beetle Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,032-$348
2Chrysler Fiat 500$1,064-$316
3Mazda 2$1,084-$296
4Nissan Leaf$1,094-$286
5Toyota Matrix$1,106-$274
6Scion IQ$1,128-$252
7Chevrolet Spark$1,192-$188
8Kia Rio5$1,242-$138
9Hyundai Accent$1,254-$126
10Ford Fiesta$1,262-$118
11Chevrolet Sonic$1,274-$106
12Honda Fit$1,276-$104
13Kia Rio$1,300-$80
14Nissan Versa$1,306-$74
15Toyota Yaris$1,322-$58
16Nissan Sentra$1,330-$50
17Hyundai Elantra$1,336-$44
18Honda CR-Z$1,354-$26
19Mazda 3$1,358-$22
2013 Small Car Average$1,362-$18
20Toyota Corolla$1,364-$16
21Honda Civic$1,370-$10
22Volkswagen Beetle$1,380--
23Mazda Mazdaspeed 3$1,432$52
24Volkswagen GTI$1,462$82
25Dodge Dart$1,466$86
26Volkswagen Jetta$1,470$90
27Toyota Prius$1,474$94
28Chevrolet Cruze$1,480$100
29Subaru Impreza$1,484$104
30Kia Forte$1,488$108
31Volkswagen Golf$1,492$112
32Ford Focus$1,496$116
33Volkswagen EOS$1,508$128
34Hyundai Veloster$1,520$140
35Scion FR-S$1,534$154
36Chevrolet Volt$1,598$218
37Scion TC$1,668$288
38Mitsubishi Lancer$1,742$362

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Beetle Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Volkswagen Beetle.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Volkswagen Beetle Insurance Rates by Trim Level
2013 Volkswagen Beetle Trim Level Annual Premium Cost Per Month
2.5 Convertible$1,266$106
Convertible$1,306$109
TDI Convertible Turbo Diesel$1,306$109
2.5 Hatchback$1,420$118
2.0T Hatchback$1,498$125
TDI Hatchback$1,498$125

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Volkswagen Beetle for different driver ages.

2013 Volkswagen Beetle Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,018$418
17$4,809$401
18$4,216$351
19$3,875$323
20$2,952$246
21$2,813$234
22$2,508$209
23$2,097$175
24$1,969$164
25$1,594$133
30$1,462$122
35$1,422$119
40$1,380$115
45$1,302$109
50$1,238$103
55$1,156$96
60$1,156$96
65$1,230$103
70$1,342$112
75$1,600$133
80$1,970$164

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen Beetle trim levels.