2016 Volkswagen E-Golf Car Insurance Calculator

View in real-time how different risk factors impact the cost of car insurance for a 2016 Volkswagen E-Golf. Adjust rate factors like your marital status, location, and homeowner status to see how insurance cost is affected. Immediately discover whether your selection increases or decreases your premium.

The average estimated car insurance premium for a 2016 Volkswagen E-Golf is $1,852 per year, or about $154 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,852

Cost Per Month

$154

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen E-Golf Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Volkswagen E-Golf.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,852
Average Rate
Your Rate
$1,852

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Volkswagen E-Golf trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Volkswagen E-Golf is $1,852.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Volkswagen E-Golf vs. the Small Car Segment

The table below compares insurance rates for the 2016 Volkswagen E-Golf against all other models in the small car segment. The Volkswagen E-Golf is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen E-Golf, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen E-Golf.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Volkswagen E-Golf Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,254-$598
2Chrysler Fiat 500$1,360-$492
3Honda Fit$1,386-$466
4Toyota Yaris$1,394-$458
5Nissan Versa$1,396-$456
6Ford Fiesta$1,408-$444
7Subaru Impreza$1,472-$380
8Scion IM$1,488-$364
9Chevrolet Spark$1,500-$352
10Hyundai Accent$1,504-$348
11Volkswagen Golf$1,518-$334
12Mazda 3$1,538-$314
13Scion IA$1,540-$312
14Honda CR-Z$1,576-$276
15Honda Civic$1,586-$266
16Nissan Sentra$1,590-$262
17Kia Rio$1,612-$240
18Toyota Corolla$1,628-$224
2016 Small Car Average$1,636-$216
19Nissan Leaf$1,642-$210
20Toyota Prius$1,644-$208
21Hyundai Veloster$1,650-$202
22Chevrolet Sonic$1,668-$184
23Volkswagen Beetle$1,694-$158
24Volkswagen GTI$1,706-$146
25Chevrolet Volt$1,708-$144
26Chevrolet Cruze$1,712-$140
27Volkswagen EOS$1,716-$136
28Kia Forte$1,724-$128
29Ford Focus$1,744-$108
30Hyundai Elantra$1,760-$92
31Scion FR-S$1,778-$74
32Mitsubishi Lancer$1,838-$14
33Volkswagen E-Golf$1,852--
34Volkswagen Jetta$1,924$72
35Dodge Dart$1,968$116
36Scion TC$2,022$170
37Toyota Mirai$2,036$184

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 E-Golf Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Volkswagen E-Golf.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Volkswagen E-Golf Insurance Rates by Trim Level
2016 Volkswagen E-Golf Trim Level Annual Premium Cost Per Month
SE Hatchback$1,806$151
SEL Premium Hatchback$1,900$158

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Volkswagen E-Golf for different driver ages.

2016 Volkswagen E-Golf Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,915$576
17$6,589$549
18$5,698$475
19$5,267$439
20$3,981$332
21$3,793$316
22$3,361$280
23$2,832$236
24$2,645$220
25$2,142$179
30$1,956$163
35$1,912$159
40$1,852$154
45$1,752$146
50$1,670$139
55$1,556$130
60$1,556$130
65$1,658$138
70$1,836$153
75$2,210$184
80$2,732$228

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen E-Golf trim levels.