2018 Volkswagen E-Golf Car Insurance Calculator

Discover and learn how changing risk factors affect the cost of insurance for a 2018 Volkswagen E-Golf. Tailor settings like gender of the driver, whether you're married or single, and the state and city you live in to see how rates are impacted. Instantly discover how much rates change and learn why.

The average estimated car insurance premium for a 2018 Volkswagen E-Golf is $1,988 per year, or about $166 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,988

Cost Per Month

$166

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen E-Golf Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Volkswagen E-Golf.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,988
Average Rate
Your Rate
$1,988

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Volkswagen E-Golf trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Volkswagen E-Golf is $1,988.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Volkswagen E-Golf vs. the Small Car Segment

The table below compares insurance rates for the 2018 Volkswagen E-Golf against all other models in the small car segment. The Volkswagen E-Golf is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen E-Golf, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen E-Golf.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Volkswagen E-Golf Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chrysler Fiat 500$1,452-$536
2Ford Fiesta$1,496-$492
3Fiat 124 Spider$1,552-$436
4Smart Fortwo$1,570-$418
5Mazda 3$1,580-$408
6Volkswagen Golf$1,600-$388
7Subaru Impreza$1,610-$378
8Toyota Yaris$1,614-$374
9Chevrolet Spark$1,618-$370
10Honda Fit$1,622-$366
11Hyundai Accent$1,630-$358
12Nissan Sentra$1,760-$228
13Nissan Versa$1,768-$220
14Honda Civic$1,790-$198
2018 Small Car Average$1,814-$174
15Toyota Prius$1,850-$138
16Volkswagen Beetle$1,868-$120
17Toyota Corolla$1,874-$114
18Hyundai Ioniq$1,880-$108
19Nissan Leaf$1,886-$102
20Chevrolet Sonic$1,894-$94
21Volkswagen GTI$1,930-$58
22Chevrolet Cruze$1,940-$48
23Chevrolet Volt$1,972-$16
24Volkswagen E-Golf$1,988--
25Honda Clarity$1,998$10
26Kia Rio$2,014$26
27Ford Focus$2,046$58
28Hyundai Elantra$2,064$76
29Kia Forte$2,072$84
30Volkswagen Jetta$2,078$90
31Toyota 86$2,214$226

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 E-Golf Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Volkswagen E-Golf.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Volkswagen E-Golf Insurance Rates by Trim Level
2018 Volkswagen E-Golf Trim Level Annual Premium Cost Per Month
SE Hatchback$1,900$158
SEL Premium Hatchback$2,010$168
SEL Hatchback$2,056$171

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Volkswagen E-Golf for different driver ages.

2018 Volkswagen E-Golf Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,228$602
17$6,957$580
18$6,154$513
19$5,632$469
20$4,292$358
21$4,091$341
22$3,649$304
23$3,020$252
24$2,844$237
25$2,306$192
30$2,112$176
35$2,046$171
40$1,988$166
45$1,864$155
50$1,770$148
55$1,652$138
60$1,654$138
65$1,764$147
70$1,924$160
75$2,286$191
80$2,824$235

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen E-Golf trim levels.