2019 Volkswagen E-Golf Car Insurance Calculator

Find out how different factors affect the cost of insurance for a 2019 Volkswagen E-Golf. Fine-tune factors like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see if rates increase or decrease and why.

The average estimated car insurance premium for a 2019 Volkswagen E-Golf is $2,154 per year, or about $180 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,154

Cost Per Month

$180

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen E-Golf Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Volkswagen E-Golf.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,154
Average Rate
Your Rate
$2,154

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Volkswagen E-Golf trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Volkswagen E-Golf is $2,154.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Volkswagen E-Golf vs. the Small Car Segment

The table below compares insurance rates for the 2019 Volkswagen E-Golf against all other models in the small car segment. The Volkswagen E-Golf is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen E-Golf, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen E-Golf.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Volkswagen E-Golf Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,546-$608
2Honda Fit$1,548-$606
3Toyota Corolla$1,552-$602
4Fiat 500$1,560-$594
5Fiat 500L$1,650-$504
6Chevrolet Spark$1,664-$490
7Volkswagen Golf$1,678-$476
8Fiat 124 Spider$1,688-$466
9Hyundai Accent$1,690-$464
10Toyota Yaris$1,694-$460
11Smart Fortwo$1,700-$454
12Subaru Impreza$1,704-$450
13Mazda 3$1,724-$430
14Honda Civic$1,812-$342
15Fiat 500E$1,822-$332
16Nissan Sentra$1,842-$312
17Nissan Versa$1,852-$302
2019 Small Car Average$1,859-$295
18Kia Forte$1,862-$292
19Hyundai Veloster$1,868-$286
20Volkswagen Beetle$1,900-$254
21Kia Rio$1,934-$220
22Toyota Prius$1,950-$204
23Honda Clarity$1,972-$182
24Chevrolet Sonic$1,994-$160
25Volkswagen GTI$2,000-$154
26Hyundai Ioniq$2,016-$138
27Chevrolet Cruze$2,036-$118
28Chevrolet Volt$2,056-$98
29Hyundai Elantra$2,096-$58
30Volkswagen Jetta$2,144-$10
31Volkswagen E-Golf$2,154--
32Toyota 86$2,270$116
33Toyota Mirai$2,378$224

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 E-Golf Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Volkswagen E-Golf.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Volkswagen E-Golf Insurance Rates by Trim Level
2019 Volkswagen E-Golf Trim Level Annual Premium Cost Per Month
SE Hatchback$2,086$174
SEL Premium Hatchback$2,222$185

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Volkswagen E-Golf for different driver ages.

2019 Volkswagen E-Golf Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,885$657
17$7,588$632
18$6,704$559
19$6,132$511
20$4,665$389
21$4,448$371
22$3,964$330
23$3,279$273
24$3,087$257
25$2,498$208
30$2,288$191
35$2,214$185
40$2,154$180
45$2,020$168
50$1,918$160
55$1,792$149
60$1,794$150
65$1,914$160
70$2,090$174
75$2,492$208
80$3,082$257

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen E-Golf trim levels.