2015 Volkswagen Golf Car Insurance Calculator

View in real-time how different driver and vehicle factors impact the cost of insurance for a 2015 Volkswagen Golf. Customize choices like annual miles driven, vehicle usage, and gender of the driver to see how your rate changes. Know immediately how much your choice changes rates and why.

The average estimated car insurance premium for a 2015 Volkswagen Golf is $1,392 per year, or about $116 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,392

Cost Per Month

$116

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen Golf Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Volkswagen Golf.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,392
Average Rate
Your Rate
$1,392

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Volkswagen Golf trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Volkswagen Golf is $1,392.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Volkswagen Golf vs. the Small Car Segment

The table below compares insurance rates for the 2015 Volkswagen Golf against all other models in the small car segment. The Volkswagen Golf is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen Golf, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen Golf.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Volkswagen Golf Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,262-$130
2Honda Fit$1,266-$126
3Scion IQ$1,276-$116
4Toyota Yaris$1,298-$94
5Ford Fiesta$1,316-$76
6Hyundai Accent$1,320-$72
7Nissan Versa$1,334-$58
8Kia Rio5$1,340-$52
9Chrysler Fiat 500$1,342-$50
10Chevrolet Spark$1,370-$22
11Volkswagen Golf$1,392--
12Nissan Sentra$1,398$6
13Toyota Corolla$1,440$48
14Honda Civic$1,446$54
15Mazda 3$1,454$62
16Subaru Impreza$1,458$66
17Honda CR-Z$1,460$68
18Chevrolet Sonic$1,468$76
19Kia Rio$1,488$96
20Ford Focus$1,516$124
2015 Small Car Average$1,518$126
21Hyundai Elantra$1,528$136
22Nissan Leaf$1,534$142
23Toyota Prius$1,542$150
24Volkswagen Beetle$1,586$194
25Chevrolet Volt$1,634$242
26Kia Forte$1,654$262
27Hyundai Veloster$1,666$274
28Volkswagen GTI$1,670$278
29Volkswagen EOS$1,692$300
30Scion FR-S$1,698$306
31Volkswagen E-Golf$1,702$310
32Volkswagen Jetta$1,704$312
33Chevrolet Cruze$1,758$366
34Dodge Dart$1,806$414
35Mitsubishi Lancer$1,886$494
36Scion TC$1,950$558

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Golf Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Volkswagen Golf.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Volkswagen Golf Insurance Rates by Trim Level
2015 Volkswagen Golf Trim Level Annual Premium Cost Per Month
S Sportwagen Station Wagon$1,180$98
Sportwagen Station Wagon$1,180$98
S Sportwagen Station Wagon Turbo Diesel$1,270$106
SE Sportwagen Station Wagon$1,314$110
SE Sportwagen Station Wagon Turbo Diesel$1,314$110
SEL Sportwagen Station Wagon$1,358$113
2.0T S Hatchback Turbo Diesel$1,370$114
SEL Sportwagen Station Wagon Turbo Diesel$1,402$117
1.8T S w/Sunroof Hatchback$1,416$118
1.8T Launch Edition Hatchback$1,438$120
1.8T S Hatchback$1,442$120
1.8T SE Hatchback$1,460$122
2.0T SE Hatchback Turbo Diesel$1,460$122
1.8T SEL Hatchback$1,504$125
2.0T SEL Hatchback Turbo Diesel$1,504$125
R 4Motion Hatchback Turbo$1,652$138

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Volkswagen Golf for different driver ages.

2015 Volkswagen Golf Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,039$420
17$4,858$405
18$4,305$359
19$3,933$328
20$2,997$250
21$2,858$238
22$2,551$213
23$2,104$175
24$1,985$165
25$1,610$134
30$1,476$123
35$1,432$119
40$1,392$116
45$1,308$109
50$1,242$104
55$1,158$97
60$1,164$97
65$1,240$103
70$1,344$112
75$1,592$133
80$1,968$164

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen Golf trim levels.