Volkswagen GTI Car Insurance Calculator

Discover how choices you make affect the cost of insurance for a Volkswagen GTI. Experiment with options like vehicle usage, gender of the driver, and marital status to see how rates are affected. See instantly if rates change for better or worse.

The average estimated car insurance premium for a 2021 Volkswagen GTI is $2,168 per year, or about $181 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,168

Cost Per Month

$181

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen GTI Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Volkswagen GTI.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,168
Average Rate
Your Rate
$2,168

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Volkswagen GTI.

The 'Average Rate' is a combined value for all Volkswagen GTI trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Volkswagen GTI is $2,168.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Volkswagen GTI vs. the Small Car Segment

The table below compares insurance rates for the 2021 Volkswagen GTI against all other models in the small car segment. The Volkswagen GTI is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen GTI, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen GTI.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Volkswagen GTI Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Spark$1,630-$538
2Kia Rio5$1,722-$446
3Toyota Corolla$1,736-$432
4Volkswagen Golf$1,788-$380
5Subaru Impreza$1,830-$338
6Nissan Sentra$1,872-$296
7Mazda 3$1,884-$284
8Honda Civic$1,918-$250
9Kia Rio$1,928-$240
10Hyundai Accent$1,944-$224
11Kia Forte$1,974-$194
2021 Small Car Average$2,056-$112
12Toyota Prius$2,086-$82
13Hyundai Veloster$2,152-$16
14Volkswagen Jetta$2,156-$12
15Nissan Versa$2,164-$4
16Volkswagen GTI$2,168--
17Nissan Leaf$2,190$22
18Mitsubishi Mirage G4$2,192$24
19Honda Clarity$2,272$104
20Hyundai Elantra$2,298$130
21Hyundai Ioniq$2,340$172
22Toyota 86$2,478$310
23Toyota Mirai$2,574$406

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 GTI Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Volkswagen GTI.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Volkswagen GTI Insurance Rates by Trim Level
2021 Volkswagen GTI Trim Level Annual Premium Cost Per Month
2.0 S Hatchback$2,072$173
2.0 SE Hatchback$2,160$180
2.0 Autobahn Hatchback$2,274$190

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Volkswagen GTI for different driver ages.

2021 Volkswagen GTI Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,853$654
17$7,592$633
18$6,770$564
19$6,168$514
20$4,709$392
21$4,490$374
22$4,010$334
23$3,296$275
24$3,106$259
25$2,520$210
30$2,308$192
35$2,228$186
40$2,168$181
45$2,028$169
50$1,924$160
55$1,796$150
60$1,802$150
65$1,924$160
70$2,086$174
75$2,470$206
80$3,054$255

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen GTI trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Volkswagen GTI.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Volkswagen GTI Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2021 Volkswagen GTI$2,168$181
2020 Volkswagen GTI$2,088$174
2019 Volkswagen GTI$2,000$167
2018 Volkswagen GTI$1,930$161
2017 Volkswagen GTI$1,818$152
2016 Volkswagen GTI$1,706$142
2015 Volkswagen GTI$1,670$139
2014 Volkswagen GTI$1,492$124
2013 Volkswagen GTI$1,462$122

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Volkswagen GTI trim levels for each model year.