2016 Volkswagen GTI Car Insurance Calculator

Get instant feedback how different driver, vehicle, and coverage options affect the cost of insurance for a 2016 Volkswagen GTI. Customize coverage amounts, annual mileage, vehicle usage, and driver gender to learn how each affects rates. Get instant feedback if the choices you make result in higher or lower insurance rates.

The average estimated car insurance premium for a 2016 Volkswagen GTI is $1,706 per year, or about $142 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,706

Cost Per Month

$142

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen GTI Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Volkswagen GTI.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,706
Average Rate
Your Rate
$1,706

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Volkswagen GTI trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Volkswagen GTI is $1,706.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Volkswagen GTI vs. the Small Car Segment

The table below compares insurance rates for the 2016 Volkswagen GTI against all other models in the small car segment. The Volkswagen GTI is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen GTI, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen GTI.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Volkswagen GTI Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,254-$452
2Chrysler Fiat 500$1,360-$346
3Honda Fit$1,386-$320
4Toyota Yaris$1,394-$312
5Nissan Versa$1,396-$310
6Ford Fiesta$1,408-$298
7Subaru Impreza$1,472-$234
8Scion IM$1,488-$218
9Chevrolet Spark$1,500-$206
10Hyundai Accent$1,504-$202
11Volkswagen Golf$1,518-$188
12Mazda 3$1,538-$168
13Scion IA$1,540-$166
14Honda CR-Z$1,576-$130
15Honda Civic$1,586-$120
16Nissan Sentra$1,590-$116
17Kia Rio$1,612-$94
18Toyota Corolla$1,628-$78
2016 Small Car Average$1,636-$70
19Nissan Leaf$1,642-$64
20Toyota Prius$1,644-$62
21Hyundai Veloster$1,650-$56
22Chevrolet Sonic$1,668-$38
23Volkswagen Beetle$1,694-$12
24Volkswagen GTI$1,706--
25Chevrolet Volt$1,708$2
26Chevrolet Cruze$1,712$6
27Volkswagen EOS$1,716$10
28Kia Forte$1,724$18
29Ford Focus$1,744$38
30Hyundai Elantra$1,760$54
31Scion FR-S$1,778$72
32Mitsubishi Lancer$1,838$132
33Volkswagen E-Golf$1,852$146
34Volkswagen Jetta$1,924$218
35Dodge Dart$1,968$262
36Scion TC$2,022$316
37Toyota Mirai$2,036$330

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 GTI Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Volkswagen GTI.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Volkswagen GTI Insurance Rates by Trim Level
2016 Volkswagen GTI Trim Level Annual Premium Cost Per Month
2.0T S Performance Hatchback$1,650$138
2.0T S Hatchback$1,666$139
2.0T SE Hatchback$1,726$144
2.0T SE Performance Hatchback$1,726$144
2.0T Autobahn Hatchback$1,732$144
2.0T Autobahn Performance Hatchback$1,732$144

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Volkswagen GTI for different driver ages.

2016 Volkswagen GTI Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,197$516
17$5,946$496
18$5,221$435
19$4,798$400
20$3,653$304
21$3,484$290
22$3,105$259
23$2,590$216
24$2,432$203
25$1,976$165
30$1,806$151
35$1,756$146
40$1,706$142
45$1,604$134
50$1,524$127
55$1,422$119
60$1,424$119
65$1,514$126
70$1,658$138
75$1,974$165
80$2,430$203

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen GTI trim levels.