2019 Volkswagen GTI Car Insurance Calculator

Discover how different driver and vehicle factors impact car insurance rates for a 2019 Volkswagen GTI. Experiment with factors like annual miles driven, vehicle usage, driver gender, and your marital status. Find out instantly if your choice raises or lowers your rate and learn exactly why.

The average estimated car insurance premium for a 2019 Volkswagen GTI is $2,000 per year, or about $167 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,000

Cost Per Month

$167

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen GTI Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Volkswagen GTI.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,000
Average Rate
Your Rate
$2,000

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Volkswagen GTI trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Volkswagen GTI is $2,000.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Volkswagen GTI vs. the Small Car Segment

The table below compares insurance rates for the 2019 Volkswagen GTI against all other models in the small car segment. The Volkswagen GTI is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen GTI, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen GTI.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Volkswagen GTI Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,546-$454
2Honda Fit$1,548-$452
3Toyota Corolla$1,552-$448
4Fiat 500$1,560-$440
5Fiat 500L$1,650-$350
6Chevrolet Spark$1,664-$336
7Volkswagen Golf$1,678-$322
8Fiat 124 Spider$1,688-$312
9Hyundai Accent$1,690-$310
10Toyota Yaris$1,694-$306
11Smart Fortwo$1,700-$300
12Subaru Impreza$1,704-$296
13Mazda 3$1,724-$276
14Honda Civic$1,812-$188
15Fiat 500E$1,822-$178
16Nissan Sentra$1,842-$158
17Nissan Versa$1,852-$148
2019 Small Car Average$1,859-$141
18Kia Forte$1,862-$138
19Hyundai Veloster$1,868-$132
20Volkswagen Beetle$1,900-$100
21Kia Rio$1,934-$66
22Toyota Prius$1,950-$50
23Honda Clarity$1,972-$28
24Chevrolet Sonic$1,994-$6
25Volkswagen GTI$2,000--
26Hyundai Ioniq$2,016$16
27Chevrolet Cruze$2,036$36
28Chevrolet Volt$2,056$56
29Hyundai Elantra$2,096$96
30Volkswagen Jetta$2,144$144
31Volkswagen E-Golf$2,154$154
32Toyota 86$2,270$270
33Toyota Mirai$2,378$378

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 GTI Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Volkswagen GTI.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Volkswagen GTI Insurance Rates by Trim Level
2019 Volkswagen GTI Trim Level Annual Premium Cost Per Month
2.0 Rabbit Hatchback$1,948$162
2.0 S Hatchback$1,948$162
2.0 SE Hatchback$2,006$167
2.0 Autobahn Hatchback$2,096$175

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Volkswagen GTI for different driver ages.

2019 Volkswagen GTI Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,303$609
17$7,045$587
18$6,252$521
19$5,708$476
20$4,346$362
21$4,143$345
22$3,694$308
23$3,041$253
24$2,866$239
25$2,322$194
30$2,122$177
35$2,054$171
40$2,000$167
45$1,870$156
50$1,776$148
55$1,658$138
60$1,664$139
65$1,776$148
70$1,936$161
75$2,298$192
80$2,844$237

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen GTI trim levels.