2021 Volkswagen ID4 Car Insurance Calculator

Discover how the choices you make impact car insurance rates for a 2021 Volkswagen ID4. Adjust rate factors like your marital status, location, and homeowner status to see how insurance cost is affected. Immediately discover if your choice raised or lower rates and learn why.

The average estimated car insurance premium for a 2021 Volkswagen ID4 is $1,932 per year, or about $161 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,932

Cost Per Month

$161

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen ID4 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Volkswagen ID4.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,932
Average Rate
Your Rate
$1,932

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Volkswagen ID4 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Volkswagen ID4 is $1,932.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Volkswagen ID4 vs. the Small SUV Segment

The table below compares insurance rates for the 2021 Volkswagen ID4 against all other models in the small SUV segment. The Volkswagen ID4 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen ID4, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen ID4.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Volkswagen ID4 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-3$1,624-$308
2Honda CR-V$1,688-$244
3Mazda CX-5$1,712-$220
4Mazda CX-30$1,714-$218
5Ford Ecosport$1,720-$212
6Toyota C-HR$1,726-$206
7Nissan Rogue Sport$1,736-$196
8Chevrolet Trax$1,744-$188
9Buick Envision$1,756-$176
10Nissan Kicks$1,760-$172
11Hyundai Kona$1,762-$170
12Hyundai Venue$1,768-$164
13Hyundai Tucson$1,770-$162
14Kia Sportage$1,774-$158
15Jeep Compass$1,780-$152
16Kia Soul$1,788-$144
17Mitsubishi Eclipse Cross$1,792-$140
18Chevrolet Equinox$1,794-$138
19Chevrolet Trailblazer$1,804-$128
20Honda HR-V$1,824-$108
21Volkswagen Tiguan$1,830-$102
22Subaru Forester$1,846-$86
23Nissan Rogue$1,864-$68
24Ford Escape$1,868-$64
25GMC Terrain$1,872-$60
26Subaru Crosstrek$1,876-$56
27Kia Seltos$1,884-$48
2021 Small SUV Average$1,890-$42
28Buick Encore$1,914-$18
29Volkswagen ID4$1,932--
30Fiat 500X$1,940$8
31Ford Bronco Sport$1,946$14
32Jeep Renegade$1,956$24
33Toyota RAV4$2,020$88
34Kia Niro$2,032$100
35Mini Cooper Countryman$2,078$146
36Mini Cooper$2,126$194
37Mitsubishi Mirage$2,152$220
38Chevrolet Bolt$2,160$228
39Mini Cooper Clubman$2,310$378
40Mitsubishi Outlander$2,350$418
41Hyundai Nexo$2,504$572

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 ID4 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Volkswagen ID4.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Volkswagen ID4 Insurance Rates by Trim Level
2021 Volkswagen ID4 Trim Level Annual Premium Cost Per Month
Pro 2WD$1,892$158
1st Edition 2WD$1,910$159
Pro AWD$1,910$159
Pro S 2WD$1,954$163
Pro S AWD$2,000$167

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Volkswagen ID4 for different driver ages.

2021 Volkswagen ID4 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,836$570
17$6,613$551
18$5,912$493
19$5,396$450
20$4,138$345
21$3,949$329
22$3,537$295
23$2,920$243
24$2,760$230
25$2,240$187
30$2,060$172
35$1,986$166
40$1,932$161
45$1,808$151
50$1,716$143
55$1,602$134
60$1,604$134
65$1,706$142
70$1,842$154
75$2,166$181
80$2,660$222

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen ID4 trim levels.