2022 Volkswagen ID4 Car Insurance Calculator

Explore and understand how decisions you make impact the insurance cost for a 2022 Volkswagen ID4. Experiment with your marital status, location, homeowner status, and credit rating to see the impact on rates. Instantly know whether your selection increases or decreases your premium.

The average estimated car insurance premium for a 2022 Volkswagen ID4 is $2,178 per year, or about $182 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,178

Cost Per Month

$182

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen ID4 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Volkswagen ID4.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,178
Average Rate
Your Rate
$2,178

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Volkswagen ID4 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Volkswagen ID4 is $2,178.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Volkswagen ID4 vs. the Small SUV Segment

The table below compares insurance rates for the 2022 Volkswagen ID4 against all other models in the small SUV segment. The Volkswagen ID4 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen ID4, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen ID4.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Volkswagen ID4 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,626-$552
2Nissan Kicks$1,666-$512
3Chevrolet Trailblazer$1,678-$500
4Subaru Crosstrek$1,718-$460
5Buick Encore$1,768-$410
6Toyota C-HR$1,774-$404
7Nissan Rogue Sport$1,782-$396
8Hyundai Venue$1,812-$366
9Buick Envision$1,818-$360
10Kia Seltos$1,820-$358
11Ford Bronco Sport$1,828-$350
12Toyota Corolla Cross$1,834-$344
13Hyundai Kona$1,850-$328
14Subaru Forester$1,852-$326
15Volkswagen Tiguan$1,860-$318
16Honda CR-V$1,872-$306
17Mazda CX-30$1,892-$286
18Honda HR-V$1,918-$260
19Ford Ecosport$1,936-$242
20Chevrolet Trax$1,958-$220
21GMC Terrain$1,966-$212
22Mitsubishi Eclipse Cross$1,972-$206
2022 Small SUV Average$1,982-$196
23Hyundai Tucson$1,986-$192
24Chevrolet Bolt$1,994-$184
25Chevrolet Equinox$1,998-$180
26Volkswagen Taos$2,002-$176
27Fiat 500X$2,010-$168
28Toyota RAV4$2,018-$160
29Kia Soul$2,020-$158
30Mazda MX-30$2,062-$116
31Jeep Compass$2,070-$108
32Kia Niro$2,076-$102
33Nissan Rogue$2,092-$86
34Ford Escape$2,102-$76
35Hyundai Ioniq 5$2,118-$60
36Mini Cooper Clubman$2,124-$54
37Jeep Renegade$2,126-$52
38Kia Sportage$2,136-$42
39Volkswagen ID4$2,178--
40Mini Cooper$2,188$10
41Mini Cooper Countryman$2,210$32
42Mitsubishi Outlander$2,300$122
43Mitsubishi Mirage$2,320$142
44Ford Mustang Mach-E$2,418$240
45Hyundai Nexo$2,444$266

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 ID4 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Volkswagen ID4.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Volkswagen ID4 Insurance Rates by Trim Level
2022 Volkswagen ID4 Trim Level Annual Premium Cost Per Month
Pro$2,130$178
Pro S$2,228$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Volkswagen ID4 for different driver ages.

2022 Volkswagen ID4 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,748$646
17$7,522$627
18$6,774$565
19$6,152$513
20$4,716$393
21$4,500$375
22$4,036$336
23$3,298$275
24$3,122$260
25$2,534$211
30$2,326$194
35$2,238$187
40$2,178$182
45$2,036$170
50$1,928$161
55$1,798$150
60$1,806$151
65$1,926$161
70$2,072$173
75$2,434$203
80$2,998$250

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen ID4 trim levels.