2024 Volkswagen ID4 Car Insurance Calculator

See in real-time how changes to different risk factors affect car insurance rates for a 2024 Volkswagen ID4. Adjust factors such as driving record, coverage levels, mileage driven, and vehicle usage. Instantly know if rates change for better or worse.

The average estimated car insurance premium for a 2024 Volkswagen ID4 is $2,124 per year, or about $177 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,124

Cost Per Month

$177

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen ID4 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Volkswagen ID4.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,124
Average Rate
Your Rate
$2,124

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Volkswagen ID4 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Volkswagen ID4 is $2,124.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Volkswagen ID4 vs. the Small SUV Segment

The table below compares insurance rates for the 2024 Volkswagen ID4 against all other models in the small SUV segment. The Volkswagen ID4 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen ID4, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen ID4.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Volkswagen ID4 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$394
2Chevrolet Trailblazer$1,760-$364
3Kia Soul$1,826-$298
4Nissan Kicks$1,844-$280
5Buick Envision$1,878-$246
6Toyota Corolla Cross$1,888-$236
7Hyundai Venue$1,902-$222
8Mazda CX-5$1,910-$214
9Ford Bronco Sport$1,918-$206
10Volkswagen Tiguan$1,938-$186
11Buick Encore$1,988-$136
12Honda CR-V$1,996-$128
13Volkswagen Taos$2,008-$116
14Kia Niro$2,014-$110
15Honda HR-V$2,040-$84
16Subaru Forester$2,084-$40
17Kia Seltos$2,094-$30
18GMC Terrain$2,096-$28
19Nissan Rogue$2,106-$18
20Hyundai Kona$2,110-$14
21Mazda CX-30$2,114-$10
22Volkswagen ID4$2,124--
23Ford Escape$2,138$14
2024 Small SUV Average$2,154$30
24Chevrolet Equinox$2,158$34
25Toyota RAV4$2,162$38
26Mazda MX-30$2,172$48
27Hyundai Tucson$2,176$52
28Chevrolet Trax$2,210$86
29Mini Cooper Clubman$2,220$96
30Mini Cooper$2,226$102
31Mitsubishi Eclipse Cross$2,246$122
32Jeep Renegade$2,252$128
33Mitsubishi Outlander$2,280$156
34Kia Sportage$2,294$170
35Hyundai Ioniq 5$2,302$178
36Nissan Ariya$2,304$180
37Fiat 500X$2,310$186
38Mini Cooper Countryman$2,318$194
39Subaru Solterra$2,320$196
40Mazda CX-50$2,326$202
41Toyota bz4X$2,330$206
42Mitsubishi Mirage$2,342$218
43Kia EV6$2,416$292
44Dodge Hornet$2,492$368
45Jeep Compass$2,536$412
46Hyundai Nexo$2,584$460
47Ford Mustang Mach-E$2,742$618

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 ID4 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Volkswagen ID4.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Volkswagen ID4 Insurance Rates by Trim Level
2024 Volkswagen ID4 Trim Level Annual Premium Cost Per Month
Standard$1,964$164
Pro$2,062$172
S$2,070$173
Pro AWD$2,124$177
Pro S$2,150$179
Pro S Plus$2,186$182
Pro S AWD$2,200$183
Pro S Plus AWD$2,230$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Volkswagen ID4 for different driver ages.

2024 Volkswagen ID4 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,547$629
17$7,317$610
18$6,571$548
19$5,977$498
20$4,585$382
21$4,372$364
22$3,919$327
23$3,213$268
24$3,038$253
25$2,464$205
30$2,266$189
35$2,180$182
40$2,124$177
45$1,986$166
50$1,880$157
55$1,758$147
60$1,762$147
65$1,876$156
70$2,024$169
75$2,376$198
80$2,924$244

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen ID4 trim levels.