Volkswagen Jetta Car Insurance Calculator

Monitor in real-time how different driver and vehicle factors impact car insurance rates for a Volkswagen Jetta. Play around with factors like your location, homeowner status, credit score, and policy coverages. Get instant feedback whether your choice increases or decreases the cost of insurance.

The average estimated car insurance premium for a 2024 Volkswagen Jetta is $2,370 per year, or about $198 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,370

Cost Per Month

$198

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen Jetta Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Volkswagen Jetta.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,370
Average Rate
Your Rate
$2,370

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Volkswagen Jetta.

The 'Average Rate' is a combined value for all Volkswagen Jetta trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Volkswagen Jetta is $2,370.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Volkswagen Jetta vs. the Small Car Segment

The table below compares insurance rates for the 2024 Volkswagen Jetta against all other models in the small car segment. The Volkswagen Jetta is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen Jetta, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen Jetta.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Volkswagen Jetta Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Toyota GR Corolla$2,034-$336
2Nissan Leaf$2,052-$318
3Honda Civic$2,074-$296
4Nissan Sentra$2,146-$224
5Subaru Impreza$2,154-$216
6Toyota Prius$2,188-$182
7Toyota Corolla$2,282-$88
8Kia Forte$2,288-$82
9Nissan Versa$2,310-$60
2024 Small Car Average$2,315-$55
10Mitsubishi Mirage G4$2,364-$6
11Volkswagen Jetta$2,370--
12Mazda 3$2,424$54
13Hyundai Elantra$2,542$172
14Volkswagen Golf$2,586$216
15Toyota Mirai$2,916$546

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Jetta Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Volkswagen Jetta.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Volkswagen Jetta Insurance Rates by Trim Level
2024 Volkswagen Jetta Trim Level Annual Premium Cost Per Month
S$2,218$185
Sport$2,262$189
SE$2,344$195
GLI 40th Anniversary Edition$2,430$203
SEL$2,450$204
GLI Autobahn$2,512$209

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Volkswagen Jetta for different driver ages.

2024 Volkswagen Jetta Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,410$701
17$8,102$675
18$7,177$598
19$6,583$549
20$5,036$420
21$4,809$401
22$4,303$359
23$3,583$299
24$3,375$281
25$2,742$229
30$2,522$210
35$2,440$203
40$2,370$198
45$2,224$185
50$2,110$176
55$1,966$164
60$1,970$164
65$2,090$174
70$2,272$189
75$2,684$224
80$3,292$274

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen Jetta trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Volkswagen Jetta.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Volkswagen Jetta Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Volkswagen Jetta$2,370$198
2023 Volkswagen Jetta$2,074$173
2022 Volkswagen Jetta$2,074$173
2021 Volkswagen Jetta$2,156$180
2020 Volkswagen Jetta$2,100$175
2019 Volkswagen Jetta$2,144$179
2018 Volkswagen Jetta$2,078$173
2017 Volkswagen Jetta$1,974$165
2016 Volkswagen Jetta$1,924$160
2015 Volkswagen Jetta$1,704$142
2014 Volkswagen Jetta$1,520$127
2013 Volkswagen Jetta$1,470$123

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Volkswagen Jetta trim levels for each model year.