2013 Volkswagen Jetta Car Insurance Calculator

Get instant feedback how changing risk factors influence insurance rates for a 2013 Volkswagen Jetta. Change driving record, coverage levels, mileage driven, and vehicle usage plus many other factors. Instantly know whether your choice increases or decreases the cost of insurance.

The average estimated car insurance premium for a 2013 Volkswagen Jetta is $1,470 per year, or about $123 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,470

Cost Per Month

$123

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen Jetta Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Volkswagen Jetta.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,470
Average Rate
Your Rate
$1,470

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Volkswagen Jetta trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Volkswagen Jetta is $1,470.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Volkswagen Jetta vs. the Small Car Segment

The table below compares insurance rates for the 2013 Volkswagen Jetta against all other models in the small car segment. The Volkswagen Jetta is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen Jetta, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen Jetta.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Volkswagen Jetta Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,032-$438
2Chrysler Fiat 500$1,064-$406
3Mazda 2$1,084-$386
4Nissan Leaf$1,094-$376
5Toyota Matrix$1,106-$364
6Scion IQ$1,128-$342
7Chevrolet Spark$1,192-$278
8Kia Rio5$1,242-$228
9Hyundai Accent$1,254-$216
10Ford Fiesta$1,262-$208
11Chevrolet Sonic$1,274-$196
12Honda Fit$1,276-$194
13Kia Rio$1,300-$170
14Nissan Versa$1,306-$164
15Toyota Yaris$1,322-$148
16Nissan Sentra$1,330-$140
17Hyundai Elantra$1,336-$134
18Honda CR-Z$1,354-$116
19Mazda 3$1,358-$112
2013 Small Car Average$1,362-$108
20Toyota Corolla$1,364-$106
21Honda Civic$1,370-$100
22Volkswagen Beetle$1,380-$90
23Mazda Mazdaspeed 3$1,432-$38
24Volkswagen GTI$1,462-$8
25Dodge Dart$1,466-$4
26Volkswagen Jetta$1,470--
27Toyota Prius$1,474$4
28Chevrolet Cruze$1,480$10
29Subaru Impreza$1,484$14
30Kia Forte$1,488$18
31Volkswagen Golf$1,492$22
32Ford Focus$1,496$26
33Volkswagen EOS$1,508$38
34Hyundai Veloster$1,520$50
35Scion FR-S$1,534$64
36Chevrolet Volt$1,598$128
37Scion TC$1,668$198
38Mitsubishi Lancer$1,742$272

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Jetta Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Volkswagen Jetta.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Volkswagen Jetta Insurance Rates by Trim Level
2013 Volkswagen Jetta Trim Level Annual Premium Cost Per Month
S 2.5 Station Wagon$1,324$110
2 Sedan$1,370$114
2.0T Station Wagon$1,406$117
SE 2.5 Station Wagon$1,406$117
S Sedan$1,424$119
Hybrid Sedan$1,432$119
Hybrid SE Sedan$1,472$123
SE Sedan$1,492$124
Hybrid SEL Sedan$1,498$125
2.0T GLI Sedan$1,570$131
2.0T Sedan Turbo Diesel$1,570$131
SEL Sedan$1,570$131
TDI Sedan$1,570$131

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Volkswagen Jetta for different driver ages.

2013 Volkswagen Jetta Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,458$455
17$5,195$433
18$4,476$373
19$4,148$346
20$3,136$261
21$2,991$249
22$2,651$221
23$2,244$187
24$2,093$174
25$1,698$142
30$1,552$129
35$1,516$126
40$1,470$123
45$1,388$116
50$1,324$110
55$1,234$103
60$1,234$103
65$1,312$109
70$1,452$121
75$1,750$146
80$2,162$180

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen Jetta trim levels.