2016 Volkswagen Jetta Car Insurance Calculator

Explore and understand how different risk factors influence insurance rates for a 2016 Volkswagen Jetta. Fine-tune factors like liability limits, policy deductibles, driver age, and policy discounts. Instantly know how the choices you make impact rates.

The average estimated car insurance premium for a 2016 Volkswagen Jetta is $1,924 per year, or about $160 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,924

Cost Per Month

$160

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen Jetta Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Volkswagen Jetta.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,924
Average Rate
Your Rate
$1,924

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Volkswagen Jetta trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Volkswagen Jetta is $1,924.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Volkswagen Jetta vs. the Small Car Segment

The table below compares insurance rates for the 2016 Volkswagen Jetta against all other models in the small car segment. The Volkswagen Jetta is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen Jetta, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen Jetta.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Volkswagen Jetta Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,254-$670
2Chrysler Fiat 500$1,360-$564
3Honda Fit$1,386-$538
4Toyota Yaris$1,394-$530
5Nissan Versa$1,396-$528
6Ford Fiesta$1,408-$516
7Subaru Impreza$1,472-$452
8Scion IM$1,488-$436
9Chevrolet Spark$1,500-$424
10Hyundai Accent$1,504-$420
11Volkswagen Golf$1,518-$406
12Mazda 3$1,538-$386
13Scion IA$1,540-$384
14Honda CR-Z$1,576-$348
15Honda Civic$1,586-$338
16Nissan Sentra$1,590-$334
17Kia Rio$1,612-$312
18Toyota Corolla$1,628-$296
2016 Small Car Average$1,636-$288
19Nissan Leaf$1,642-$282
20Toyota Prius$1,644-$280
21Hyundai Veloster$1,650-$274
22Chevrolet Sonic$1,668-$256
23Volkswagen Beetle$1,694-$230
24Volkswagen GTI$1,706-$218
25Chevrolet Volt$1,708-$216
26Chevrolet Cruze$1,712-$212
27Volkswagen EOS$1,716-$208
28Kia Forte$1,724-$200
29Ford Focus$1,744-$180
30Hyundai Elantra$1,760-$164
31Scion FR-S$1,778-$146
32Mitsubishi Lancer$1,838-$86
33Volkswagen E-Golf$1,852-$72
34Volkswagen Jetta$1,924--
35Dodge Dart$1,968$44
36Scion TC$2,022$98
37Toyota Mirai$2,036$112

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Jetta Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Volkswagen Jetta.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Volkswagen Jetta Insurance Rates by Trim Level
2016 Volkswagen Jetta Trim Level Annual Premium Cost Per Month
Hybrid Sedan$1,748$146
S Sedan$1,810$151
SE Sedan$1,858$155
Sport Sedan$1,906$159
SEL Sedan$1,956$163
SEL Premium Sedan$1,988$166
2.0T GLI SE Sedan$2,036$170
2.0T GLI SEL Sedan$2,084$174

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Volkswagen Jetta for different driver ages.

2016 Volkswagen Jetta Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,157$596
17$6,805$567
18$5,861$488
19$5,428$452
20$4,105$342
21$3,911$326
22$3,466$289
23$2,936$245
24$2,742$229
25$2,220$185
30$2,024$169
35$1,986$166
40$1,924$160
45$1,818$152
50$1,734$145
55$1,616$135
60$1,616$135
65$1,716$143
70$1,902$159
75$2,298$192
80$2,834$236

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen Jetta trim levels.