2021 Volkswagen Jetta Car Insurance Calculator

View in real-time how decisions you make affect car insurance rates for a 2021 Volkswagen Jetta. Tweak settings like credit rating, policy coverages, and liability limits to see how insurance cost is affected. See instantly if the change you make raises or lowers insurance rates and why.

The average estimated car insurance premium for a 2021 Volkswagen Jetta is $2,156 per year, or about $180 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,156

Cost Per Month

$180

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen Jetta Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Volkswagen Jetta.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,156
Average Rate
Your Rate
$2,156

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Volkswagen Jetta trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Volkswagen Jetta is $2,156.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Volkswagen Jetta vs. the Small Car Segment

The table below compares insurance rates for the 2021 Volkswagen Jetta against all other models in the small car segment. The Volkswagen Jetta is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen Jetta, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen Jetta.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Volkswagen Jetta Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Spark$1,630-$526
2Kia Rio5$1,722-$434
3Toyota Corolla$1,736-$420
4Volkswagen Golf$1,788-$368
5Subaru Impreza$1,830-$326
6Nissan Sentra$1,872-$284
7Mazda 3$1,884-$272
8Honda Civic$1,918-$238
9Kia Rio$1,928-$228
10Hyundai Accent$1,944-$212
11Kia Forte$1,974-$182
2021 Small Car Average$2,056-$100
12Toyota Prius$2,086-$70
13Hyundai Veloster$2,152-$4
14Volkswagen Jetta$2,156--
15Nissan Versa$2,164$8
16Volkswagen GTI$2,168$12
17Nissan Leaf$2,190$34
18Mitsubishi Mirage G4$2,192$36
19Honda Clarity$2,272$116
20Hyundai Elantra$2,298$142
21Hyundai Ioniq$2,340$184
22Toyota 86$2,478$322
23Toyota Mirai$2,574$418

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Jetta Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Volkswagen Jetta.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Volkswagen Jetta Insurance Rates by Trim Level
2021 Volkswagen Jetta Trim Level Annual Premium Cost Per Month
S Sedan$1,988$166
R-Line Sedan$2,000$167
SE Sedan$2,116$176
SEL Sedan$2,180$182
GLI 2.0 S Sedan$2,246$187
SEL Premium Sedan$2,246$187
GLI 2.0 Autobahn Sedan$2,324$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Volkswagen Jetta for different driver ages.

2021 Volkswagen Jetta Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,891$658
17$7,558$630
18$6,604$550
19$6,080$507
20$4,619$385
21$4,405$367
22$3,921$327
23$3,284$274
24$3,080$257
25$2,498$208
30$2,284$190
35$2,224$185
40$2,156$180
45$2,032$169
50$1,932$161
55$1,800$150
60$1,806$151
65$1,918$160
70$2,104$175
75$2,516$210
80$3,102$259

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen Jetta trim levels.