2015 Volkswagen Passat Car Insurance Calculator

Gain insights into how changes to driver risk factors and vehicle options influence insurance rates for a 2015 Volkswagen Passat. Customize driver gender, whether you're married or single, the state and city you live in, and homeowner status to learn how each affects rates. Instantly see how much rates change and learn why.

The average estimated car insurance premium for a 2015 Volkswagen Passat is $1,690 per year, or about $141 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,690

Cost Per Month

$141

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen Passat Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Volkswagen Passat.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,690
Average Rate
Your Rate
$1,690

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Volkswagen Passat trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Volkswagen Passat is $1,690.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Volkswagen Passat vs. the Midsize Car Segment

The table below compares insurance rates for the 2015 Volkswagen Passat against all other models in the midsize car segment. The Volkswagen Passat is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen Passat, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen Passat.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Volkswagen Passat Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Buick Verano$1,294-$396
2Subaru Legacy$1,416-$274
3Buick Regal$1,458-$232
4Toyota Camry$1,508-$182
5Honda Accord$1,540-$150
6Nissan Altima$1,560-$130
7Chevrolet Malibu$1,574-$116
2015 Midsize Car Average$1,585-$105
8Hyundai Sonata$1,604-$86
9Buick LaCrosse$1,614-$76
10Ford Fusion$1,624-$66
11Mazda 6$1,660-$30
12Volkswagen Passat$1,690--
13Kia Optima$1,806$116
14Chrysler 200$1,848$158

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Passat Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Volkswagen Passat.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Volkswagen Passat Insurance Rates by Trim Level
2015 Volkswagen Passat Trim Level Annual Premium Cost Per Month
1.8 S Sedan$1,538$128
1.8 Wolfsburg Sedan$1,628$136
1.8 SE Sedan$1,674$140
1.8 Sport Sedan$1,674$140
2.0 SE Sedan Turbo Diesel$1,674$140
1.8 SEL Premium Sedan$1,748$146
2.0 SEL Premium Sedan Turbo Diesel$1,792$149
3.6 SEL Premium Sedan$1,792$149

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Volkswagen Passat for different driver ages.

2015 Volkswagen Passat Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,261$522
17$5,977$498
18$5,185$432
19$4,786$399
20$3,621$302
21$3,453$288
22$3,066$256
23$2,579$215
24$2,413$201
25$1,954$163
30$1,784$149
35$1,744$145
40$1,690$141
45$1,594$133
50$1,518$127
55$1,416$118
60$1,418$118
65$1,506$126
70$1,662$139
75$2,000$167
80$2,474$206

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen Passat trim levels.