2023 Volkswagen Taos Car Insurance Calculator

Gain insights into how changes to risk factors and vehicle options impact the cost of insurance for a 2023 Volkswagen Taos. Play around with factors like driving record, coverage levels, mileage driven, and vehicle usage. Instantly know if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2023 Volkswagen Taos is $2,062 per year, or about $172 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,062

Cost Per Month

$172

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen Taos Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Volkswagen Taos.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,062
Average Rate
Your Rate
$2,062

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Volkswagen Taos trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Volkswagen Taos is $2,062.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Volkswagen Taos vs. the Small SUV Segment

The table below compares insurance rates for the 2023 Volkswagen Taos against all other models in the small SUV segment. The Volkswagen Taos is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen Taos, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen Taos.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Volkswagen Taos Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Trailblazer$1,722-$340
2Subaru Crosstrek$1,740-$322
3Nissan Kicks$1,744-$318
4Nissan Rogue Sport$1,776-$286
5Mazda CX-5$1,794-$268
6Buick Encore$1,814-$248
7Buick Envision$1,822-$240
8Kia Seltos$1,844-$218
9Hyundai Venue$1,854-$208
10Honda HR-V$1,886-$176
11Hyundai Kona$1,910-$152
12Subaru Forester$1,926-$136
13Honda CR-V$1,932-$130
14Mazda CX-30$1,936-$126
15Chevrolet Trax$1,950-$112
16Volkswagen Tiguan$1,978-$84
17Ford Bronco Sport$1,984-$78
18Fiat 500X$2,018-$44
19Kia Soul$2,022-$40
20GMC Terrain$2,024-$38
21Mitsubishi Eclipse Cross$2,034-$28
22Chevrolet Equinox$2,048-$14
23Toyota Corolla Cross$2,056-$6
24Volkswagen Taos$2,062--
25Mazda CX-50$2,064$2
2023 Small SUV Average$2,073$11
26Hyundai Tucson$2,082$20
27Ford Escape$2,086$24
28Nissan Rogue$2,094$32
29Kia Niro$2,110$48
30Toyota RAV4$2,112$50
31Mazda MX-30$2,116$54
32Mini Cooper$2,126$64
33Jeep Compass$2,130$68
34Mini Cooper Clubman$2,162$100
35Jeep Renegade$2,192$130
36Chevrolet Bolt$2,206$144
37Toyota bz4X$2,216$154
38Hyundai Ioniq 5$2,260$198
39Kia Sportage$2,270$208
40Mini Cooper Countryman$2,338$276
41Mitsubishi Mirage$2,340$278
42Mitsubishi Outlander$2,352$290
43Volkswagen ID4$2,366$304
44Kia EV6$2,416$354
45Dodge Hornet$2,418$356
46Hyundai Nexo$2,508$446
47Ford Mustang Mach-E$2,576$514

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Taos Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Volkswagen Taos.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Volkswagen Taos Insurance Rates by Trim Level
2023 Volkswagen Taos Trim Level Annual Premium Cost Per Month
S$1,914$160
S 4Motion$2,016$168
SE$2,042$170
SE 4Motion$2,140$178
SEL 4Motion$2,194$183

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Volkswagen Taos for different driver ages.

2023 Volkswagen Taos Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,486$624
17$7,220$602
18$6,403$534
19$5,852$488
20$4,460$372
21$4,253$354
22$3,798$317
23$3,134$261
24$2,953$246
25$2,392$199
30$2,190$183
35$2,118$177
40$2,062$172
45$1,932$161
50$1,832$153
55$1,710$143
60$1,716$143
65$1,828$152
70$1,990$166
75$2,360$197
80$2,918$243

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen Taos trim levels.