2020 Volkswagen Tiguan Car Insurance Calculator

Explore and understand how seemingly small changes affect the cost of insurance for a 2020 Volkswagen Tiguan. Set options like coverage amounts, annual mileage, and vehicle usage to see their impact on rates. Immediately see why rates change and by how much.

The average estimated car insurance premium for a 2020 Volkswagen Tiguan is $1,774 per year, or about $148 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,774

Cost Per Month

$148

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen Tiguan Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Volkswagen Tiguan.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,774
Average Rate
Your Rate
$1,774

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Volkswagen Tiguan trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Volkswagen Tiguan is $1,774.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Volkswagen Tiguan vs. the Small SUV Segment

The table below compares insurance rates for the 2020 Volkswagen Tiguan against all other models in the small SUV segment. The Volkswagen Tiguan is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen Tiguan, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen Tiguan.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Volkswagen Tiguan Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-3$1,580-$194
2Honda CR-V$1,638-$136
3Mazda CX-5$1,658-$116
4Mazda CX-30$1,664-$110
5Ford Ecosport$1,670-$104
6Toyota C-HR$1,676-$98
7Nissan Rogue Sport$1,686-$88
8Buick Envision$1,702-$72
9Chevrolet Trax$1,706-$68
10Nissan Kicks$1,708-$66
11Mitsubishi Eclipse Cross$1,710-$64
12Hyundai Kona$1,714-$60
13Hyundai Tucson$1,718-$56
14Kia Sportage$1,722-$52
15Kia Soul$1,736-$38
16Hyundai Venue$1,738-$36
17Chevrolet Equinox$1,742-$32
18Jeep Compass$1,756-$18
19Volkswagen Tiguan$1,774--
20Honda HR-V$1,784$10
21Subaru Forester$1,792$18
22Buick Encore$1,802$28
23Nissan Rogue$1,808$34
24Ford Escape$1,814$40
25Subaru Crosstrek$1,820$46
26GMC Terrain$1,826$52
2020 Small SUV Average$1,835$61
27Fiat 500X$1,886$112
28Jeep Renegade$1,900$126
29Toyota RAV4$1,962$188
30Kia Niro$1,976$202
31Mini Cooper Countryman$2,014$240
32Mini Cooper$2,062$288
33Mitsubishi Mirage$2,092$318
34Chevrolet Bolt$2,100$326
35Mini Cooper Clubman$2,244$470
36Mitsubishi Outlander$2,280$506
37Hyundai Nexo$2,428$654

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Tiguan Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Volkswagen Tiguan.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Volkswagen Tiguan Insurance Rates by Trim Level
2020 Volkswagen Tiguan Trim Level Annual Premium Cost Per Month
S 2WD$1,612$134
S 4Motion AWD$1,674$140
S 4Motion Third Row Seating AWD$1,674$140
SE 2WD$1,674$140
SE 4Motion AWD$1,736$145
SE 4Motion Third Row Seating AWD$1,736$145
SE 4Motion R-Line AWD$1,798$150
SE 4Motion R-Line w/Third Row AWD$1,798$150
SE R-Line 2WD$1,798$150
SEL 2WD$1,798$150
SEL 4Motion AWD$1,860$155
SEL 4Motion Third Row Seating AWD$1,860$155
SEL Premium 4MotionR-Line AWD$1,920$160
SEL Premium 4MotionR-Line w/Third Row AWD$1,920$160

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Volkswagen Tiguan for different driver ages.

2020 Volkswagen Tiguan Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,389$532
17$6,166$514
18$5,484$457
19$5,009$417
20$3,827$319
21$3,651$304
22$3,262$272
23$2,691$224
24$2,539$212
25$2,060$172
30$1,888$157
35$1,826$152
40$1,774$148
45$1,664$139
50$1,582$132
55$1,476$123
60$1,478$123
65$1,574$131
70$1,706$142
75$2,020$168
80$2,488$207

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen Tiguan trim levels.