2023 Volkswagen Tiguan Car Insurance Calculator

Understand how choices you make affect the cost of insurance for a 2023 Volkswagen Tiguan. Tailor settings like liability limits, policy deductibles, and driver age to understand how each affects your rate. Immediately discover if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2023 Volkswagen Tiguan is $1,978 per year, or about $165 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,978

Cost Per Month

$165

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volkswagen Tiguan Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Volkswagen Tiguan.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,978
Average Rate
Your Rate
$1,978

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Volkswagen Tiguan trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Volkswagen Tiguan is $1,978.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Volkswagen Tiguan vs. the Small SUV Segment

The table below compares insurance rates for the 2023 Volkswagen Tiguan against all other models in the small SUV segment. The Volkswagen Tiguan is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volkswagen Tiguan, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volkswagen Tiguan.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Volkswagen Tiguan Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Trailblazer$1,722-$256
2Subaru Crosstrek$1,740-$238
3Nissan Kicks$1,744-$234
4Nissan Rogue Sport$1,776-$202
5Mazda CX-5$1,794-$184
6Buick Encore$1,814-$164
7Buick Envision$1,822-$156
8Kia Seltos$1,844-$134
9Hyundai Venue$1,854-$124
10Honda HR-V$1,886-$92
11Hyundai Kona$1,910-$68
12Subaru Forester$1,926-$52
13Honda CR-V$1,932-$46
14Mazda CX-30$1,936-$42
15Chevrolet Trax$1,950-$28
16Volkswagen Tiguan$1,978--
17Ford Bronco Sport$1,984$6
18Fiat 500X$2,018$40
19Kia Soul$2,022$44
20GMC Terrain$2,024$46
21Mitsubishi Eclipse Cross$2,034$56
22Chevrolet Equinox$2,048$70
23Toyota Corolla Cross$2,056$78
24Volkswagen Taos$2,062$84
25Mazda CX-50$2,064$86
2023 Small SUV Average$2,073$95
26Hyundai Tucson$2,082$104
27Ford Escape$2,086$108
28Nissan Rogue$2,094$116
29Kia Niro$2,110$132
30Toyota RAV4$2,112$134
31Mazda MX-30$2,116$138
32Mini Cooper$2,126$148
33Jeep Compass$2,130$152
34Mini Cooper Clubman$2,162$184
35Jeep Renegade$2,192$214
36Chevrolet Bolt$2,206$228
37Toyota bz4X$2,216$238
38Hyundai Ioniq 5$2,260$282
39Kia Sportage$2,270$292
40Mini Cooper Countryman$2,338$360
41Mitsubishi Mirage$2,340$362
42Mitsubishi Outlander$2,352$374
43Volkswagen ID4$2,366$388
44Kia EV6$2,416$438
45Dodge Hornet$2,418$440
46Hyundai Nexo$2,508$530
47Ford Mustang Mach-E$2,576$598

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Tiguan Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Volkswagen Tiguan.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Volkswagen Tiguan Insurance Rates by Trim Level
2023 Volkswagen Tiguan Trim Level Annual Premium Cost Per Month
S 2WD$1,864$155
S 4Motion$1,904$159
SE 2WD$1,958$163
SE 4Motion$1,984$165
SE R-Line Black$2,012$168
SE R-Line Black 4Motion$2,038$170
SEL R-Line 4Motion$2,088$174

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Volkswagen Tiguan for different driver ages.

2023 Volkswagen Tiguan Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,037$586
17$6,809$567
18$6,091$508
19$5,553$463
20$4,254$355
21$4,059$338
22$3,636$303
23$2,993$249
24$2,827$236
25$2,292$191
30$2,106$176
35$2,034$170
40$1,978$165
45$1,850$154
50$1,758$147
55$1,640$137
60$1,646$137
65$1,750$146
70$1,888$157
75$2,224$185
80$2,736$228

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volkswagen Tiguan trim levels.