Volvo EX90 Car Insurance Calculator

Explore and understand how different factors influence insurance rates for a Volvo EX90. Customize factors such as driver's age, policy discounts, and vehicle trim level to see how rates are affected. Know immediately if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2024 Volvo EX90 is $2,806 per year, or about $234 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,806

Cost Per Month

$234

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo EX90 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Volvo EX90.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,806
Average Rate
Your Rate
$2,806

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Volvo EX90.

The 'Average Rate' is a combined value for all Volvo EX90 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Volvo EX90 is $2,806.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Volvo EX90 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2024 Volvo EX90 against all other models in the midsize luxury SUV segment. The Volvo EX90 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo EX90, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo EX90.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Volvo EX90 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$616
2Cadillac XT5$2,210-$596
3Infiniti QX50$2,276-$530
4Cadillac XT6$2,292-$514
5Infiniti QX60$2,304-$502
6Mercedes-Benz AMG GLB35$2,308-$498
7Acura MDX$2,342-$464
8Lexus RX 350$2,350-$456
9Lexus TX 350$2,380-$426
10Lexus RX 350h$2,410-$396
11Lexus TX 500h$2,446-$360
12Lexus RX 500h$2,454-$352
13Lincoln Nautilus$2,472-$334
14Lexus RX 450h$2,476-$330
15Volvo V90$2,496-$310
16Audi SQ5$2,584-$222
17Mercedes-Benz GLE350$2,616-$190
18Lincoln Aviator$2,636-$170
19Lexus GX 550$2,664-$142
20Volvo V60$2,742-$64
21Land Rover Discovery Sport$2,746-$60
22Mercedes-Benz GLE450$2,758-$48
2024 Midsize Luxury SUV Average$2,782-$24
23Cadillac Lyriq$2,784-$22
24Volvo EX90$2,806--
25Audi Q7$2,842$36
26Genesis GV80$2,854$48
27Mercedes-Benz AMG GLC43$2,868$62
28Audi e-tron$2,920$114
29Tesla Model X$2,944$138
30BMW X5$2,992$186
31Audi Q8$3,012$206
32Land Rover Discovery$3,026$220
33Mercedes-Benz AMG GLE53$3,046$240
34Audi SQ7$3,148$342
35BMW iX$3,192$386
36BMW X6$3,272$466
37Land Rover Range Rover Sport$3,410$604
38Audi RS 6$3,482$676
39Porsche Cayenne$3,506$700
40BMW XM$3,844$1,038
41Mercedes-Benz AMG GLE63$3,948$1,142

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 EX90 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Volvo EX90.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Volvo EX90 Insurance Rates by Trim Level
2024 Volvo EX90 Trim Level Annual Premium Cost Per Month
Core$2,668$222
Plus$2,816$235
Ultimate$2,938$245

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Volvo EX90 for different driver ages.

2024 Volvo EX90 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,785$815
17$9,555$796
18$8,709$726
19$7,875$656
20$6,071$506
21$5,794$483
22$5,213$434
23$4,233$353
24$4,021$335
25$3,264$272
30$3,008$251
35$2,878$240
40$2,806$234
45$2,614$218
50$2,470$206
55$2,306$192
60$2,314$193
65$2,468$206
70$2,636$220
75$3,064$255
80$3,766$314

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo EX90 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Volvo EX90.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Volvo EX90 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Volvo EX90$2,806$234

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Volvo EX90 trim levels for each model year.