Volvo S60 Car Insurance Calculator

Learn how changes to driver risk factors and vehicle options influence insurance rates for a Volvo S60. Customize choices like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly how and why rates change based on your selections.

The average estimated car insurance premium for a 2024 Volvo S60 is $2,748 per year, or about $229 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,748

Cost Per Month

$229

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo S60 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Volvo S60.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,748
Average Rate
Your Rate
$2,748

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Volvo S60.

The 'Average Rate' is a combined value for all Volvo S60 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Volvo S60 is $2,748.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Volvo S60 vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2024 Volvo S60 against all other models in the small luxury car segment. The Volvo S60 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo S60, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo S60.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Volvo S60 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura Integra$2,082-$666
2BMW 330i$2,384-$364
3Acura TLX$2,424-$324
4Cadillac CT4$2,446-$302
5Genesis G70$2,452-$296
6Lexus IS 350$2,472-$276
7Lexus RC 350$2,542-$206
8BMW 330e$2,544-$204
9BMW 228i$2,548-$200
10BMW 230i$2,568-$180
2024 Small Luxury Car Average$2,578-$170
11Audi S3$2,626-$122
12Alfa Romeo Giulia$2,642-$106
13Audi A4$2,698-$50
14BMW M235i$2,712-$36
15Volvo S60$2,748--
16Audi RS 3$2,800$52
17BMW M240i$2,854$106
18BMW M340i$2,862$114

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 S60 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Volvo S60.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Volvo S60 Insurance Rates by Trim Level
2024 Volvo S60 Trim Level Annual Premium Cost Per Month
Core$2,584$215
Core AWD$2,648$221
Plus$2,662$222
Plus AWD$2,720$227
Ultimate AWD$2,768$231
Recharge Core$2,818$235
Recharge Plus$2,868$239
Recharge Ultimate$2,910$243

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Volvo S60 for different driver ages.

2024 Volvo S60 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,687$807
17$9,417$785
18$8,500$708
19$7,721$643
20$5,929$494
21$5,661$472
22$5,081$423
23$4,151$346
24$3,933$328
25$3,194$266
30$2,936$245
35$2,820$235
40$2,748$229
45$2,562$214
50$2,424$202
55$2,262$189
60$2,270$189
65$2,418$202
70$2,602$217
75$3,044$254
80$3,746$312

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo S60 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Volvo S60.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Volvo S60 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Volvo S60$2,748$229
2023 Volvo S60$2,530$211
2022 Volvo S60$2,294$191
2021 Volvo S60$2,200$183
2020 Volvo S60$2,130$178
2019 Volvo S60$2,102$175
2018 Volvo S60$1,916$160
2017 Volvo S60$1,886$157
2016 Volvo S60$1,766$147
2015 Volvo S60$1,578$132
2014 Volvo S60$1,436$120
2013 Volvo S60$1,558$130

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Volvo S60 trim levels for each model year.