2013 Volvo S60 Car Insurance Calculator

Learn in real-time how different risk factors impact the insurance cost for a 2013 Volvo S60. Customize choices like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly if your choice raises or lowers your rate and learn exactly why.

The average estimated car insurance premium for a 2013 Volvo S60 is $1,558 per year, or about $130 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,558

Cost Per Month

$130

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo S60 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Volvo S60.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,558
Average Rate
Your Rate
$1,558

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Volvo S60 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Volvo S60 is $1,558.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Volvo S60 vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2013 Volvo S60 against all other models in the small luxury car segment. The Volvo S60 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo S60, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo S60.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Volvo S60 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz SLK250$1,478-$80
2Mercedes-Benz SLK 350$1,520-$38
3BMW 128i$1,524-$34
4Volvo C30$1,552-$6
5Volvo S60$1,558--
6Lexus IS 350$1,598$40
7BMW 320i$1,610$52
8BMW 135i$1,624$66
9Lexus CT 200H$1,632$74
10Lexus IS 250$1,640$82
2013 Small Luxury Car Average$1,675$117
11Mercedes-Benz C300$1,698$140
12Audi A4$1,704$146
13BMW 328i$1,712$154
14BMW 328xi$1,752$194
15Mercedes-Benz C250$1,780$222
16BMW 335xi$1,792$234
17Cadillac ATS$1,800$242
18BMW Activehybrid 3$1,812$254
19BMW 335i$1,818$260
20Lexus IS F$1,886$328

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 S60 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Volvo S60.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Volvo S60 Insurance Rates by Trim Level
2013 Volvo S60 Trim Level Annual Premium Cost Per Month
T5 AWD$1,498$125
T5 Sedan$1,498$125
T6 AWD R-Design Sedan$1,620$135
T6 AWD Sedan$1,620$135

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Volvo S60 for different driver ages.

2013 Volvo S60 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,685$474
17$5,440$453
18$4,751$396
19$4,379$365
20$3,326$277
21$3,173$264
22$2,824$235
23$2,369$197
24$2,221$185
25$1,802$150
30$1,646$137
35$1,606$134
40$1,558$130
45$1,468$122
50$1,396$116
55$1,304$109
60$1,304$109
65$1,384$115
70$1,520$127
75$1,818$152
80$2,238$187

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo S60 trim levels.