2014 Volvo S60 Car Insurance Calculator

Watch in real-time how different driver, vehicle, and coverage options affect car insurance rates for a 2014 Volvo S60. Change vehicle usage, driver gender, marital status, and the state you live in plus many other factors. Know immediately if rates go up or down and learn why.

The average estimated car insurance premium for a 2014 Volvo S60 is $1,436 per year, or about $120 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,436

Cost Per Month

$120

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo S60 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Volvo S60.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,436
Average Rate
Your Rate
$1,436

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Volvo S60 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Volvo S60 is $1,436.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Volvo S60 vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2014 Volvo S60 against all other models in the small luxury car segment. The Volvo S60 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo S60, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo S60.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Volvo S60 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo S60$1,436--
2Mercedes-Benz SLK250$1,566$130
3Mercedes-Benz C300$1,592$156
4Cadillac ATS$1,634$198
5Lexus CT 200H$1,646$210
6BMW 328xi$1,702$266
7BMW i3$1,712$276
8BMW 320i$1,718$282
9BMW 328i$1,732$296
10Mercedes-Benz SLK 350$1,740$304
2014 Small Luxury Car Average$1,749$313
11Lexus IS 350$1,768$332
12BMW 335xi$1,774$338
13BMW 228i$1,776$340
14Mercedes-Benz B-Electric Cell$1,784$348
15Mercedes-Benz C250$1,788$352
16Audi A4$1,810$374
17BMW Activehybrid 3$1,858$422
18BMW M235i$1,872$436
19Lexus IS 250$1,880$444
20BMW 328d$1,886$450
21Lexus IS F$1,894$458
22BMW 335i$1,902$466

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 S60 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Volvo S60.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Volvo S60 Insurance Rates by Trim Level
2014 Volvo S60 Trim Level Annual Premium Cost Per Month
T5 AWD$1,382$115
T5 Sedan$1,382$115
T6 AWD Sedan$1,466$122
T6 AWD R-Design Sedan$1,510$126

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Volvo S60 for different driver ages.

2014 Volvo S60 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,063$422
17$4,890$408
18$4,362$364
19$3,986$332
20$3,052$254
21$2,913$243
22$2,608$217
23$2,159$180
24$2,035$170
25$1,662$139
30$1,528$127
35$1,478$123
40$1,436$120
45$1,346$112
50$1,276$106
55$1,194$100
60$1,196$100
65$1,268$106
70$1,370$114
75$1,608$134
80$1,976$165

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo S60 trim levels.