2015 Volvo S60 Car Insurance Calculator

Find out how life choices impact the cost of car insurance for a 2015 Volvo S60. Adjust rate factors like credit rating, policy coverages, and liability limits to see how insurance cost is affected. See instantly if your choice raised or lower rates and learn why.

The average estimated car insurance premium for a 2015 Volvo S60 is $1,578 per year, or about $132 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,578

Cost Per Month

$132

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo S60 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Volvo S60.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,578
Average Rate
Your Rate
$1,578

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Volvo S60 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Volvo S60 is $1,578.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Volvo S60 vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2015 Volvo S60 against all other models in the small luxury car segment. The Volvo S60 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo S60, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo S60.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Volvo S60 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz SLK 250$1,378-$200
2Mercedes-Benz SLK 350$1,548-$30
3Volvo S60$1,578--
4BMW 328xi$1,582$4
5Acura TLX$1,598$20
6BMW 228xi$1,608$30
7Audi A4$1,694$116
8Cadillac ATS$1,742$164
9Lexus IS 350$1,768$190
10BMW 228i$1,780$202
2015 Small Luxury Car Average$1,805$227
11BMW 320i$1,806$228
12BMW i3$1,820$242
13Audi S3$1,822$244
14Lexus CT 200H$1,836$258
15Mercedes-Benz C300$1,850$272
16Mercedes-Benz B-Electric Cell$1,856$278
17BMW 328i$1,866$288
18BMW 335xi$1,890$312
19BMW 328d$1,894$316
20Mercedes-Benz C250$1,954$376
21BMW M235i$1,972$394
22BMW 335i$1,992$414
23BMW Activehybrid 3$2,036$458
24Lexus RC 350$2,098$520
25Lexus IS 250$2,152$574

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 S60 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Volvo S60.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Volvo S60 Insurance Rates by Trim Level
2015 Volvo S60 Trim Level Annual Premium Cost Per Month
T5 AWD$1,518$127
T5 Drive-E Sedan$1,518$127
T5 Premier Sedan$1,518$127
T5 Sedan$1,518$127
T5 Premier AWD$1,562$130
T5 Premier Plus AWD$1,562$130
T5 Premier Plus Sedan$1,562$130
T6 Drive-E Sedan$1,562$130
T6 Premier Plus Sedan$1,562$130
T6 Premier Sedan$1,562$130
T5 Platinum Sedan$1,574$131
T5 Platinum AWD$1,606$134
T6 Platinum Sedan$1,606$134
T6 R-Design AWD$1,606$134
T6 R-Design Sedan$1,606$134
T6 R-Design Platinum AWD$1,652$138
T6 AWD Polestar Sedan$1,740$145

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Volvo S60 for different driver ages.

2015 Volvo S60 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,635$470
17$5,422$452
18$4,795$400
19$4,398$367
20$3,360$280
21$3,210$268
22$2,867$239
23$2,388$199
24$2,248$187
25$1,826$152
30$1,676$140
35$1,624$135
40$1,578$132
45$1,484$124
50$1,410$118
55$1,316$110
60$1,318$110
65$1,400$117
70$1,516$126
75$1,796$150
80$2,204$184

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo S60 trim levels.