2016 Volvo S60 Car Insurance Calculator

See in real-time how decisions you make affect the cost of insurance for a 2016 Volvo S60. Fine-tune factors like policy discounts, S60 trim level, driving record, and coverage amounts. Know immediately if the choices you make result in a cheaper or more expensive rate.

The average estimated car insurance premium for a 2016 Volvo S60 is $1,766 per year, or about $147 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,766

Cost Per Month

$147

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo S60 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Volvo S60.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,766
Average Rate
Your Rate
$1,766

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Volvo S60 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Volvo S60 is $1,766.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Volvo S60 vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2016 Volvo S60 against all other models in the small luxury car segment. The Volvo S60 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo S60, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo S60.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Volvo S60 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1BMW 228xi$1,616-$150
2Mercedes-Benz SLK 300$1,758-$8
3Volvo S60$1,766--
4Acura TLX$1,800$34
5BMW 228i$1,826$60
6BMW i3$1,834$68
7Audi S3$1,854$88
8BMW 340i$1,874$108
9BMW 335xi$1,884$118
10BMW 328i$1,892$126
11Lexus CT 200H$1,896$130
12Audi A4$1,906$140
13BMW 320i$1,908$142
2016 Small Luxury Car Average$1,917$151
14Mercedes-Benz SLK 350$1,920$154
15BMW 328d$1,932$166
16BMW M235i$1,934$168
17Lexus RC 200T$1,942$176
18Cadillac ATS$1,950$184
19Mercedes-Benz B250E$1,968$202
20Mercedes-Benz C300$1,982$216
21BMW 328xi$2,000$234
22Lexus RC 350$2,004$238
23BMW 330e$2,010$244
24Lexus IS 200T$2,038$272
25Lexus GS 200T$2,168$402
26Lexus IS 350$2,172$406

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 S60 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Volvo S60.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Volvo S60 Insurance Rates by Trim Level
2016 Volvo S60 Trim Level Annual Premium Cost Per Month
T5 AWD$1,698$142
T5 Drive-E Sedan$1,698$142
T5 Sedan$1,698$142
T5 Premier AWD$1,748$146
T5 Premier Sedan$1,748$146
T5 Cross Country AWD$1,796$150
T5 Platinum Sedan$1,796$150
T6 Drive-E Sedan$1,796$150
T6 Platinum Sedan$1,796$150
T6 R-Design AWD$1,796$150
T6 R-Design Platinum AWD$1,844$154

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Volvo S60 for different driver ages.

2016 Volvo S60 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,372$531
17$6,121$510
18$5,390$449
19$4,947$412
20$3,774$315
21$3,601$300
22$3,210$268
23$2,676$223
24$2,514$210
25$2,044$170
30$1,870$156
35$1,816$151
40$1,766$147
45$1,658$138
50$1,578$132
55$1,468$122
60$1,472$123
65$1,564$130
70$1,708$142
75$2,032$169
80$2,496$208

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo S60 trim levels.