2021 Volvo S60 Car Insurance Calculator

Find out how life choices influence insurance rates for a 2021 Volvo S60. Customize driver gender, whether you're married or single, the state and city you live in, and homeowner status to learn how each affects rates. Instantly see if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2021 Volvo S60 is $2,200 per year, or about $183 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,200

Cost Per Month

$183

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo S60 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Volvo S60.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,200
Average Rate
Your Rate
$2,200

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Volvo S60 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Volvo S60 is $2,200.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Volvo S60 vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2021 Volvo S60 against all other models in the small luxury car segment. The Volvo S60 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo S60, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo S60.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Volvo S60 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz A220$2,032-$168
2Volvo S60$2,200--
3BMW 330i$2,250$50
4Cadillac CT4$2,276$76
5Acura TLX$2,290$90
6Lexus RC 350$2,314$114
7BMW i3$2,326$126
8BMW 230i$2,336$136
9Genesis G70$2,370$170
10Audi S3$2,380$180
11Alfa Romeo Giulia$2,388$188
2021 Small Luxury Car Average$2,390$190
12Audi A4$2,416$216
13Mercedes-Benz C300$2,512$312
14BMW M240i$2,520$320
15Audi RS 3$2,556$356
16Lexus IS 350$2,604$404
17BMW 340i$2,866$666

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 S60 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Volvo S60.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Volvo S60 Insurance Rates by Trim Level
2021 Volvo S60 Trim Level Annual Premium Cost Per Month
T5 Inscription Sedan$2,110$176
T5 Momentum Sedan$2,110$176
T5 R-Design Sedan$2,110$176
T6 Inscription AWD$2,174$181
T6 Momentum AWD$2,174$181
T6 R-Design AWD$2,174$181
T8 Hybrid Inscription AWD$2,368$197
T8 Hybrid R-Design AWD$2,368$197

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Volvo S60 for different driver ages.

2021 Volvo S60 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,789$649
17$7,565$630
18$6,819$568
19$6,193$516
20$4,755$396
21$4,537$378
22$4,066$339
23$3,323$277
24$3,148$262
25$2,554$213
30$2,348$196
35$2,256$188
40$2,200$183
45$2,052$171
50$1,944$162
55$1,816$151
60$1,822$152
65$1,942$162
70$2,086$174
75$2,448$204
80$3,014$251

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo S60 trim levels.