Volvo S80 Car Insurance Calculator

Gain insights into how changes to driver risk factors and vehicle options impact the insurance cost for a Volvo S80. Tweak settings like your marital status, location, and homeowner status to see how insurance cost is affected. Immediately discover if the choices you make are positive or negative.

The average estimated car insurance premium for a 2016 Volvo S80 is $1,834 per year, or about $153 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,834

Cost Per Month

$153

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo S80 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Volvo S80.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,834
Average Rate
Your Rate
$1,834

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Volvo S80.

The 'Average Rate' is a combined value for all Volvo S80 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Volvo S80 is $1,834.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Volvo S80 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2016 Volvo S80 against all other models in the midsize luxury car segment. The Volvo S80 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo S80, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo S80.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Volvo S80 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,618-$216
2Acura ILX$1,686-$148
3Lexus IS 300$1,792-$42
4Volvo S80$1,834--
5Mercedes-Benz C350E$1,842$8
6Lexus RC 300$1,856$22
7Audi A3$1,888$54
8Mercedes-Benz AMG CLA45$1,910$76
9Lincoln MKZ$1,914$80
10Lexus ES 300H$1,924$90
11Audi A6$1,936$102
12Mercedes-Benz CLA250$1,982$148
13BMW 528i$2,020$186
14Lexus GS 350$2,036$202
15Mercedes-Benz E350$2,062$228
16Audi S4$2,064$230
17Mercedes-Benz SLK55 AMG$2,068$234
18BMW 428xi$2,072$238
19Jaguar XF$2,084$250
20Cadillac ELR$2,090$256
21Mercedes-Benz C450 AMG$2,100$266
22BMW 428i$2,106$272
23Audi S5$2,116$282
24Hyundai Genesis$2,130$296
25BMW 528xi$2,138$304
26Infiniti Q50$2,144$310
27BMW 535xi$2,150$316
28BMW 435xi$2,174$340
29Mercedes-Benz E250$2,192$358
30Mercedes-Benz SL400$2,210$376
31BMW Active 5$2,218$384
32BMW 435i$2,224$390
2016 Midsize Luxury Car Average$2,227$393
33BMW 535d$2,250$416
34Mercedes-Benz E400$2,300$466
35BMW 535i$2,308$474
36Mercedes-Benz E550$2,320$486
37Audi S6$2,358$524
38BMW 550i$2,362$528
39Mercedes-Benz CLS400$2,436$602
40BMW 550xi$2,452$618
41Mercedes-Benz SL550$2,456$622
42BMW 640i$2,490$656
43Audi A7$2,504$670
44BMW 640xi$2,510$676
45BMW M5$2,518$684
46Audi S7$2,522$688
47Tesla Model S$2,590$756
48Mercedes-Benz S550E$2,594$760
49BMW 650xi$2,610$776
50Lexus GS F$2,622$788
51BMW M6$2,796$962
52Mercedes-Benz SL63 AMG$2,876$1,042
53Mercedes-Benz SL65 AMG$3,584$1,750

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 S80 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Volvo S80.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Volvo S80 Insurance Rates by Trim Level
2016 Volvo S80 Trim Level Annual Premium Cost Per Month
T5 Drive-E Sedan$1,796$150
T5 Platinum Sedan$1,874$156

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Volvo S80 for different driver ages.

2016 Volvo S80 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,562$547
17$6,349$529
18$5,672$473
19$5,171$431
20$3,958$330
21$3,776$315
22$3,377$281
23$2,779$232
24$2,621$218
25$2,128$177
30$1,954$163
35$1,884$157
40$1,834$153
45$1,718$143
50$1,628$136
55$1,520$127
60$1,526$127
65$1,626$136
70$1,756$146
75$2,072$173
80$2,552$213

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo S80 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Volvo S80.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Volvo S80 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2016 Volvo S80$1,834$153
2015 Volvo S80$1,712$143
2014 Volvo S80$1,994$166
2013 Volvo S80$1,750$146

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Volvo S80 trim levels for each model year.