2014 Volvo S80 Car Insurance Calculator

Observe in real-time how seemingly small changes impact the cost of car insurance for a 2014 Volvo S80. Adjust factors such as driving record, coverage levels, mileage driven, and vehicle usage. Instantly know if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2014 Volvo S80 is $1,994 per year, or about $166 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,994

Cost Per Month

$166

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo S80 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Volvo S80.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,994
Average Rate
Your Rate
$1,994

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Volvo S80 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Volvo S80 is $1,994.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Volvo S80 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2014 Volvo S80 against all other models in the midsize luxury car segment. The Volvo S80 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo S80, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo S80.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Volvo S80 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura TSX$1,482-$512
2Acura ILX$1,524-$470
3Lincoln MKZ$1,536-$458
4Acura TL$1,586-$408
5Lexus ES 350$1,718-$276
6Mercedes-Benz CLA250$1,768-$226
7Audi A6$1,802-$192
8Audi S5$1,810-$184
9Mercedes-Benz SLK55 AMG$1,816-$178
10Mercedes-Benz C350$1,888-$106
11Lexus ES 300H$1,902-$92
12BMW 435i$1,930-$64
13Mercedes-Benz E250$1,934-$60
14BMW 428xi$1,936-$58
15Mercedes-Benz E350$1,946-$48
16Infiniti Q50$1,952-$42
17Mercedes-Benz E400$1,956-$38
18Lexus GS 350$1,958-$36
19BMW 528xi$1,962-$32
20BMW 535i$1,972-$22
21Audi RS 5$1,978-$16
22BMW 428i$1,982-$12
23Mercedes-Benz CLA45 AMG$1,986-$8
24Hyundai Genesis$1,988-$6
25Volvo S80$1,994--
26BMW 435xi$2,000$6
27BMW 535xi$2,008$14
28BMW Activehybrid 5$2,036$42
29Mercedes-Benz E550$2,042$48
30Jaguar XF$2,050$56
31Audi S6$2,064$70
32Audi S4$2,066$72
33Cadillac ELR$2,078$84
34Jaguar XK$2,080$86
35BMW 528i$2,084$90
2014 Midsize Luxury Car Average$2,089$95
36BMW 535d$2,094$100
37BMW 550i$2,096$102
38BMW 550xi$2,134$140
39Audi A7$2,194$200
40BMW 640i$2,196$202
41BMW 640xi$2,224$230
42Mercedes-Benz SL550$2,258$264
43Audi S7$2,310$316
44BMW 650xi$2,390$396
45BMW M5$2,394$400
46Jaguar XKR$2,470$476
47BMW M6$2,498$504
48Tesla Model S$2,512$518
49Mercedes-Benz SL63 AMG$2,596$602
50Mercedes-Benz CL63 AMG$2,858$864
51Mercedes-Benz SL65 AMG$3,212$1,218
52Mercedes-Benz SLS AMG$3,390$1,396

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 S80 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Volvo S80.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Volvo S80 Insurance Rates by Trim Level
2014 Volvo S80 Trim Level Annual Premium Cost Per Month
3.2 Sedan$1,972$164
T6 AWD Sedan$2,014$168

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Volvo S80 for different driver ages.

2014 Volvo S80 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,416$618
17$7,096$591
18$6,190$516
19$5,694$475
20$4,313$359
21$4,109$342
22$3,649$304
23$3,046$254
24$2,855$238
25$2,312$193
30$2,112$176
35$2,056$171
40$1,994$166
45$1,878$157
50$1,786$149
55$1,670$139
60$1,672$139
65$1,782$149
70$1,962$164
75$2,356$196
80$2,918$243

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo S80 trim levels.