2015 Volvo S80 Car Insurance Calculator

See and learn how choices you make impact the cost of car insurance for a 2015 Volvo S80. Modify options like policy coverages, liability limits, and deductibles to see how each affects your premiums. Instantly discover whether rates increased or decreased.

The average estimated car insurance premium for a 2015 Volvo S80 is $1,712 per year, or about $143 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,712

Cost Per Month

$143

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo S80 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Volvo S80.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,712
Average Rate
Your Rate
$1,712

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Volvo S80 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Volvo S80 is $1,712.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Volvo S80 vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2015 Volvo S80 against all other models in the midsize luxury car segment. The Volvo S80 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo S80, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo S80.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Volvo S80 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$60
2Acura ILX$1,662-$50
3Audi A3$1,702-$10
4Infiniti Q40$1,706-$6
5Volvo S80$1,712--
6Lincoln MKZ$1,726$14
7Mercedes-Benz SLK55 AMG$1,744$32
8Mercedes-Benz CLA250$1,808$96
9Mercedes-Benz CLA45 AMG$1,838$126
10BMW 528xi$1,848$136
11BMW 428xi$1,886$174
12Audi A6$1,926$214
13Audi S4$1,928$216
14Mercedes-Benz C400$1,930$218
15Mercedes-Benz E350$1,946$234
16Lexus ES 300H$1,948$236
17BMW 528i$1,956$244
18Mercedes-Benz C350$1,966$254
19Audi S5$1,978$266
20BMW 428i$1,994$282
21BMW 435xi$1,998$286
22Mercedes-Benz SL400$2,016$304
23Hyundai Genesis$2,030$318
24Infiniti Q50$2,064$352
25BMW Activehybrid 5$2,088$376
26BMW 550i$2,094$382
27Mercedes-Benz E550$2,098$386
28Mercedes-Benz E400$2,110$398
29BMW 435i$2,116$404
30Audi RS 5$2,134$422
31BMW 550xi$2,138$426
2015 Midsize Luxury Car Average$2,143$431
32Jaguar XF$2,162$450
33Mercedes-Benz E250$2,166$454
34BMW 535d$2,178$466
35Lexus GS 350$2,180$468
36BMW 535xi$2,196$484
37BMW 535i$2,200$488
38Mercedes-Benz CLS400$2,204$492
39Mercedes-Benz SL550$2,238$526
40Jaguar XK$2,274$562
41BMW 640xi$2,286$574
42Audi A7$2,294$582
43Audi S6$2,318$606
44BMW 640i$2,350$638
45BMW 650xi$2,392$680
46Jaguar XKR$2,478$766
47Mercedes-Benz S550E$2,498$786
48BMW M5$2,512$800
49Mercedes-Benz SL63 AMG$2,580$868
50Tesla Model S$2,590$878
51BMW M6$2,594$882
52Audi S7$2,612$900
53Mercedes-Benz SLS AMG$3,310$1,598
54Mercedes-Benz SL65 AMG$3,360$1,648

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 S80 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Volvo S80.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Volvo S80 Insurance Rates by Trim Level
2015 Volvo S80 Trim Level Annual Premium Cost Per Month
T5 Drive-E Sedan$1,696$141
T5 Platinum Sedan$1,696$141
T5 Premier Plus Sedan$1,696$141
T5 Premier Sedan$1,696$141
T6 AWD Sedan$1,712$143
T6 AWD Premier Plus Sedan$1,742$145
T6 AWD Premier Sedan$1,742$145

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Volvo S80 for different driver ages.

2015 Volvo S80 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,143$512
17$5,930$494
18$5,279$440
19$4,821$402
20$3,684$307
21$3,517$293
22$3,141$262
23$2,596$216
24$2,446$204
25$1,986$166
30$1,822$152
35$1,760$147
40$1,712$143
45$1,606$134
50$1,526$127
55$1,424$119
60$1,428$119
65$1,520$127
70$1,642$137
75$1,944$162
80$2,392$199

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo S80 trim levels.