2019 Volvo S90 Car Insurance Calculator

Explore and learn how decisions you make impact the insurance cost for a 2019 Volvo S90. Experiment with annual miles driven, vehicle usage, driver gender, and your marital status to see the impact on rates. Find out instantly if the choices you make are positive or negative.

The average estimated car insurance premium for a 2019 Volvo S90 is $2,358 per year, or about $197 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,358

Cost Per Month

$197

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo S90 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Volvo S90.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,358
Average Rate
Your Rate
$2,358

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Volvo S90 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Volvo S90 is $2,358.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Volvo S90 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2019 Volvo S90 against all other models in the large luxury car segment. The Volvo S90 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo S90, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo S90.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Volvo S90 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CTS$2,124-$234
2Lincoln Continental$2,156-$202
3Audi A5$2,166-$192
4Cadillac CT6$2,220-$138
5Cadillac XTS$2,258-$100
6Volvo S90$2,358--
7Infiniti Q70$2,436$78
8Acura RLX$2,512$154
9Infiniti Q60$2,614$256
10Lexus LS 500$2,644$286
11Lexus LS 500H$2,654$296
12Mercedes-Benz AMG E53$2,664$306
13Genesis G90$2,744$386
14Kia K900$2,784$426
15Mercedes-Benz AMG CLS53$2,796$438
16Cadillac CTS-V$2,810$452
17Mercedes-Benz S450$2,854$496
18Jaguar XJ$2,870$512
19BMW 740e$2,956$598
20BMW 740i$2,976$618
2019 Large Luxury Car Average$2,981$623
21BMW 650i$3,002$644
22BMW M850i$3,010$652
23Mercedes-Benz E63 AMG$3,210$852
24Audi A8$3,218$860
25Mercedes-Benz S560$3,228$870
26BMW 750i$3,234$876
27Porsche Panamera$3,394$1,036
28BMW M760i$3,870$1,512
29Mercedes-Benz AMG S63$3,958$1,600
30Mercedes-Benz S65 AMG$4,972$2,614
31Bentley Mulsanne$5,734$3,376

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 S90 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Volvo S90.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Volvo S90 Insurance Rates by Trim Level
2019 Volvo S90 Trim Level Annual Premium Cost Per Month
T5 Inscription Sedan$2,268$189
T5 Momentum AWD$2,268$189
T5 Momentum Sedan$2,268$189
T6 Inscription AWD$2,368$197
T6 Momentum AWD$2,368$197
T8 Hybrid Inscription AWD$2,488$207
T8 Hybrid Momentum AWD$2,488$207

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Volvo S90 for different driver ages.

2019 Volvo S90 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,480$707
17$8,259$688
18$7,480$623
19$6,761$563
20$5,181$432
21$4,938$412
22$4,426$369
23$3,578$298
24$3,397$283
25$2,750$229
30$2,522$210
35$2,418$202
40$2,358$197
45$2,196$183
50$2,078$173
55$1,944$162
60$1,952$163
65$2,088$174
70$2,246$187
75$2,634$220
80$3,266$272

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo S90 trim levels.