2021 Volvo S90 Car Insurance Calculator

Gain insights into how life choices impact the insurance cost for a 2021 Volvo S90. Experiment with rate factors like coverage amounts, annual mileage, and vehicle usage to see how insurance rates are affected. Immediately see if rates increase or decrease and why.

The average estimated car insurance premium for a 2021 Volvo S90 is $2,520 per year, or about $210 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,520

Cost Per Month

$210

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo S90 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Volvo S90.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,520
Average Rate
Your Rate
$2,520

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Volvo S90 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Volvo S90 is $2,520.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Volvo S90 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2021 Volvo S90 against all other models in the large luxury car segment. The Volvo S90 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo S90, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo S90.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Volvo S90 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,358-$162
2Volvo S90$2,520--
3Lexus LS 500H$2,834$314
4Kia K900$2,888$368
5Lexus LS 500$2,980$460
6Mercedes-Benz AMG E53$3,026$506
7Infiniti Q60$3,038$518
8Genesis G90$3,046$526
9Mercedes-Benz AMG CLS53$3,118$598
10BMW 840i$3,184$664
2021 Large Luxury Car Average$3,320$800
11Mercedes-Benz S450$3,324$804
12BMW M850i$3,342$822
13BMW 740i$3,456$936
14BMW 850i$3,484$964
15Mercedes-Benz E63 AMG$3,500$980
16Porsche Panamera$3,646$1,126
17Audi A8$3,704$1,184
18Mercedes-Benz S560$3,738$1,218
19BMW 750i$3,754$1,234
20BMW M760i$4,238$1,718
21Mercedes-Benz AMG S63$4,532$2,012

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 S90 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Volvo S90.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Volvo S90 Insurance Rates by Trim Level
2021 Volvo S90 Trim Level Annual Premium Cost Per Month
T5 Inscription Sedan$2,420$202
T5 Momentum AWD$2,420$202
T5 Momentum Sedan$2,420$202
T6 Inscription AWD$2,530$211
T6 Momentum AWD$2,530$211
T8 Hybrid Inscription AWD$2,660$222
T8 Hybrid Momentum AWD$2,660$222

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Volvo S90 for different driver ages.

2021 Volvo S90 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,009$751
17$8,786$732
18$7,977$665
19$7,206$601
20$5,529$461
21$5,269$439
22$4,727$394
23$3,818$318
24$3,628$302
25$2,938$245
30$2,696$225
35$2,580$215
40$2,520$210
45$2,346$196
50$2,218$185
55$2,072$173
60$2,082$174
65$2,230$186
70$2,388$199
75$2,800$233
80$3,466$289

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo S90 trim levels.